Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2497 reviews)

View other Monzo products

4.96

Based on 2,497 reviews, last reviewed 25th May 2025

18% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Flex remains the most manageable credit card in the... Flex remains the most manageable credit card in the market place providing clear oversight of purchases and repayments Reviewed on: 25th May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2497)

Excellent

Monzo Flex is the best ever! It is very easy to use and it make it so simple to pay off extra or pay instalment early! I totally love it! You even save so much when you pay off extra, and now with the physical card it is faboosh! Well done Monzo Reviewed on: 3rd March 2023

SuperFlex

Is the Best in the WORLD and i Travel alot tx to monzo Reviewed on: 3rd March 2023

Best Bank Around

Best new generation bank I’ve been with, great evolving app. And friendly customer service. Reviewed on: 3rd March 2023

Very helpful innovation.

Can't say much but this innovation from Monzo helped me a lot in different ways. Requests and inquiries regarding Monzo Flex is taken seriously and actions done in a timely manner as well. Great job Monzo for creating Monzo Flex! :) Reviewed on: 3rd March 2023

Best credit card

Always there when I need a little extra or if I just want to pay in 3 interest free payment Reviewed on: 3rd March 2023

Easy and intuitive

Monzo Flex allows me to be flexible when I’m going to go slightly over my limit. It allows me to do it interest free (over 3 months) and it’s easy to pay off early. Reviewed on: 3rd March 2023

Great service

Simple, easy to use. Prefer this service to any other bank Reviewed on: 3rd March 2023

Safe to use and easy app to navigate

I like the way Monzo team responds so quickly to concerns raised by its customers. For instance,someone nearly hacked my account after sending me a text from ‘nhs’. My account was frozen and card blocked as soon as I raised the issue. I received a new card in less than a week and account transactions continued normally Reviewed on: 3rd March 2023

Plus

Excellent Easy to access the account Reviewed on: 3rd March 2023

Very useful and easy to use

So simple to use and manage. It's free as well which makes it even better! Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Jaja Finance 1.42 from 139 reviews
Premier Credit Card
from HSBC 3.83 from 20 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub