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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Amazing

Very easy to navigate and clear Reviewed on: 3rd March 2023

Best bank I've ever used

I love the ease of use. The ability to see future payments Ability to receive early salary payments Flex credit facility Sending payment requests without sending your bank details. Reviewed on: 3rd March 2023

Excellent Journey

My journey with Monzo, has been clear, explained, supportive, innovative, surprising, welcomed and made me feel like part of there journey which makes my journey easier, supported and enjoyable. No stress, varied products and always a journey in the right direction. Reviewed on: 3rd March 2023

Very helpful

It is a great way to help me manage my monthly budget. Reviewed on: 3rd March 2023

Great feature

Really useful function, especially being able easily see balance, pay back and upcoming payments shown in your committed spend. Reviewed on: 3rd March 2023

Excellent

Monzo Flex is the best ever! It is very easy to use and it make it so simple to pay off extra or pay instalment early! I totally love it! You even save so much when you pay off extra, and now with the physical card it is faboosh! Well done Monzo Reviewed on: 3rd March 2023

SuperFlex

Is the Best in the WORLD and i Travel alot tx to monzo Reviewed on: 3rd March 2023

Best Bank Around

Best new generation bank I’ve been with, great evolving app. And friendly customer service. Reviewed on: 3rd March 2023

Very helpful innovation.

Can't say much but this innovation from Monzo helped me a lot in different ways. Requests and inquiries regarding Monzo Flex is taken seriously and actions done in a timely manner as well. Great job Monzo for creating Monzo Flex! :) Reviewed on: 3rd March 2023

Best credit card

Always there when I need a little extra or if I just want to pay in 3 interest free payment Reviewed on: 3rd March 2023

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