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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Monzo flex is great and easy to use

Monzo flex has been a great addition to my Monzo banking experience. I had helped pay off larger items over 3 months, interest free. It is so easy to manage as well. Reviewed on: 18th January 2024

Flex a card that helps

I have been able to buy products and pay over 3 months without incurring additional charges it’s a life saver Reviewed on: 18th January 2024

It lives up to the name.

It lives up to the name. Makes managing spending / cashflow easy. Reviewed on: 18th January 2024

Great I like the Flex its great feature

Great I like the Flex its great feature Reviewed on: 18th January 2024

A fantastic service, very easy to use.

A fantastic service, very easy to use. Reviewed on: 18th January 2024

Colorful layout! Makes banking a positive experience!

Very easy to use interface and good customer services. Colorful layout Reviewed on: 18th January 2024

Great card, love it a lot and its flexibility

Great card, love it a lot. Gives me massive flexibility in how I spend and repay. Reviewed on: 18th January 2024

Monzo is the best bank ever.

Monzo is the best bank ever. I hope in the future they provide products, services, and propositions to all customer segments from mass to ultra high net worth Reviewed on: 18th January 2024

Monzo flex is the biggest innovation to this space i...

Monzo flex is the biggest innovation to this space in a long long time and perfectly executed. Reviewed on: 18th January 2024

Love this feature, so good to be able to spread the...

Love this feature, so good to be able to spread the payments and make things more manageable. Reviewed on: 18th January 2024

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