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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1807 reviews)

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4.95

Based on 1,806 reviews, last reviewed 7th Feb 2025

43% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex - three months interest-free flexibility Monzo Flex, being so easily available alongside my current account, has made a huge and positive difference to how I use credit. Having a physical car... Read more Reviewed on: 7th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1807)

Review of the Monzo, Flex Credit Card:

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Excellent service, very reliable and user friendly.

Excellent service, very reliable and user friendly. Monzo premium is also great and Monzo flex is very helpful Reviewed on: 16th April 2024

Really fast and easy to get approved, and very easy...

Really fast and easy to get approved, and very easy to manage. Its a great alternative to other credit cards Reviewed on: 16th April 2024

Monzo flex is the best place to borrow money

Monzo flex credit card is the best place to borrow money when you need it now! There are no hidden fees or tricks and it's easy to track on the app. Would highly recommend! Reviewed on: 16th April 2024

Monzo flex allows me to automatically choose my paym...

Monzo flex allows me to automatically choose my payment plan either pay in full interest free for 3 months zero interest or pay in full or pay with less interest on a longer months . It did speak for itself as “ flexible” Reviewed on: 16th April 2024

Monzo Flex credit card has truly been a game-changer...

Monzo Flex credit card has truly been a game-changer for me. Its simplicity and flexibility make managing finances a breeze. With no hidden fees and transparent terms, I feel confident knowing exactly what I'm getting. The app interface is intuitive, offering real-time insights into my spending habits and allowing me to stay in control effortlessly. Plus, the perks and rewards are an added bonus! Whether it's cashback on everyday purchases or exclusive offers, Monzo Flex goes above and beyond to enhance my banking experience. I can't recommend it enough! Reviewed on: 16th April 2024

I have really good experience with monzo.

I have really good experience with monzo. Reviewed on: 15th April 2024

Next-gen credit card

Monzo Flex is great! Whilst I don’t use it as much as a normal card, being able to spread payments on any purchase is an amazing. Reviewed on: 15th April 2024

Really good product very flexible and great option t...

Really good product very flexible and great option to pay back Reviewed on: 15th April 2024

Never had any issues at all best credit ever!

Never had any issues at all best credit ever! Reviewed on: 15th April 2024

Simple and easy to use, application process simple

Simple and easy to use, application process simple, card arrived quickly. Reviewed on: 15th April 2024

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