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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2115 reviews)

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4.96

Based on 2,115 reviews, last reviewed 12th Feb 2025

4343% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great flexibility I love the Monzo Flex Credit Card, it is great to be able to pay off some items sooner than others, it really helps me to manage my monthly budget. Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2115)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

It's excellent the best credit card I ever had.

It's excellent the best credit card I ever had. Very flexible. Reviewed on: 10th February 2025

It provided me with secure way of accessing my money...

It provided me with secure way of accessing my money, sort my expenses and build my credit score Reviewed on: 10th February 2025

Simple banking as it should be.

Simple banking as it should be. Easy to use app that even my 80 year old mum can use! Great additional features from the Max account that has saved me money and I’ve got my friends bought into! In the old world of banking how often did we actually recommend a bank! With Monzo I do it all the time! Reviewed on: 10th February 2025

Good for emergency It is very handy on rainy days

It is very handy on rainy days and the flexibility of payment makes it easier and more convenient to use Reviewed on: 10th February 2025

It’s been a great experience so far.

It’s been a great experience so far. I have been able to spread my payments over time and this helps me with budgeting and cash flow. Monzo has created a revolutionary product in Flex and they deserve to be celebrated for that. Reviewed on: 10th February 2025

Monzo is a top tier bank

Helped me every step of the way when I moved from my other bank, monzo flex has been a big help during tough periods and they give you a lot of help and support when needed Reviewed on: 10th February 2025

The flex credit card is amazing as it allows me to s...

The flex credit card is amazing as it allows me to split my purchases over 3 months with no interest charges and the budgeting section in the app means I don’t overspend Reviewed on: 10th February 2025

prompt and informative customer service

prompt and informative customer service Reviewed on: 10th February 2025

It’s great, very easy to use and great benefits

It’s great, very easy to use and great benefits Reviewed on: 10th February 2025

Monzo flex is amazing!

Monzo flex is amazing, not only it offers you the option to split the payment over a duration of your choice, but they also give an interest free option. The app interface is well designed and easy to use. Just love it! Reviewed on: 10th February 2025

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