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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

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4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

83% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Fantastic Service

The flex account system with Monzo has really put me in control of my lending and budgeting. I can spread the cost of a purchase over 3, 6, 9, or even 12 months! I can make extra payments that come off at the end or pay my monthly payment early anytime I like, I can also clear the balance in full with no admin charges. I also like how it's really clear about how much you pay in interest and how much you save when you pay the balance early. It's just super clear! Reviewed on: 5th March 2023

Monzo Flex Credi Card is so good that I can feel hap...

Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Its amazing invention from Monzo banking on line I l...

Its amazing invention from Monzo banking on line I love Monzo keep going guys you are doing well Reviewed on: 17th September 2024

A very solid 9/10 experience

A very solid 9/10 experience, since using Monzo my financial health has definitely improved and would recommend. Reviewed on: 24th August 2024

Awesome flexibility

You can spread the costs over a longer period of time Reviewed on: 24th August 2024

I love how easy the flex credit card is to use.

I love how easy the flex credit card is to use. The ability to choose the repayment terms for each purchase, so I can decided if I want to take extra time or not is so refreshing. I also like that you can do overpayments and move purchases from my regular Monzo account over to flex if I need to. It's just such an easy system to help manage my money. Reviewed on: 24th August 2024

A Game-Changer in Financing

Monzo Flex allows you to spread the cost of your purchases over 3 to 12 months, giving you the freedom to choose a repayment plan that suits your budget. This flexibility is what truly sets it apart from traditional credit cards. Whether you're buying something small or making a larger investment, you can decide how much you want to pay each month, and Monzo handles the rest. Reviewed on: 23rd August 2024

Simple and cheap borrowing

Easy to use and makes it very clear what is owed and when. No hidden charges. A very useful feature of the Monzo current account. Simple and cheap! Reviewed on: 23rd August 2024

Best pay in 3 plan

I’ve tried Klarna, I’ve tried PayPal but Monzo Flex takes the cake when it comes to three interest free payments. It’s super easy to use and the best thing is you can use it on any website and even flex transactions from up to two weeks, or spread it into multiple interest payments. Reviewed on: 17th June 2024

Having Monzo flex credit card allows me to track my...

Having Monzo flex credit card allows me to track my expenses and select a specific duration of payment which can be interest free as well. It allows me to organize my spending and helps me manage my monthly bills. Monzo card also gives considerable amount of cashback on savings interest. So far overall good experience having the Monzo flex card. Reviewed on: 15th June 2024

I love my Monzo flex, easy payments and very flexibl...

I love my Monzo flex, easy payments and very flexible, can choose how long you want to pay back and can always pay more and edit the frequency. Monzo in general have good service Reviewed on: 14th June 2024

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