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Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (113 reviews)

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4.91

Based on 113 reviews, last reviewed 14th Apr 2025

900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Easy and quick application process. Easy and quick application process. Good explanation on what the product is and how it works. Very efficient to use and you can make partial early rep... Read more Reviewed on: 14th April 2025

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

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About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Personal Loan reviews (113)

Review of the Monzo, Personal Loan:

Best bank in UK

I am very happy with this bank account, very secure and fast transactions national and international, the app is so impressive and easy to use, will recommend to all my friends , I already got 2 referral, I wish they will extend to other countries in the future when I will leave UK to be able to use it in my country Romania Reviewed on: 5th March 2023

Quick and easy

Just need to clear up few details and the credit score it’s so easy and quick to get a loan in Monzo then other banks Reviewed on: 3rd March 2023

Best Bank about!

I love how user friendly and easy to manage my loan is on the app. Customer service and experience is second to none. Reviewed on: 3rd March 2023

No fuss loan fast

I've been with Monzo about 5 years now, best bank hands down, loan was easy to apply for with a quick decision, well recommended. Reviewed on: 3rd March 2023

Excellent

Excellent !!!! fast , easy and clear service very safe I recommend everyone to have a Monzo bank account Reviewed on: 3rd March 2023

Best service ever!

I took a Loan with Monzo, and it was simple and easy….and best of all: A decent interest rates. Thanks for helping me out when I needed you the most. Reviewed on: 3rd March 2023

Great friendly and helpful

As a monzo customer I have used a range of their services all of which have been second to none. Every agent I have had contact with had always helped solve my queries and set up payment plans suitable to my needs Reviewed on: 3rd March 2023

Best bank and the best loans

I have a Monzo loan and this is the only bank that provides cash back each month. So not only do I get a good rate but I’m also getting money back that I pop into my savings. Need I say more. Keep it up Monzo Reviewed on: 3rd March 2023

Super easy application

The application was super easy and approved instantly, highly recommend Monzo Loans. Reviewed on: 3rd March 2023

Cares

Me care about my parents to need help with my Reviewed on: 28th February 2023

Best loan management interface

Wow - never had such a great personal loan management experience (had 4 different providers) Reviewed on: 19th February 2023

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