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Monzo: Savings reviews

Name: Savings
Rating: 4.92 (142 reviews)

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4.93

Based on 142 reviews, last reviewed 16th Apr 2025

10300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Great Ideas - Innovation I love the round up tool, I save money without trying! I also really like the 365 saving tool as well. Innovative products and great customer experien... Read more Reviewed on: 16th April 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (142)

Review of the Monzo, Savings:

The Only Bank That Saves My Money and My Sense of Humor

I've been using Monzo for a year now, and honestly, I don’t know how I survived without it. From saving pots that make me feel like a financial genius (even if it’s just £5 for a Friday coffee) to transferring money abroad without feeling like I’ve been robbed, Monzo has been an all-rounder. But let’s not forget Monzo’s true masterpiece, your LinkedIn presence. In a world of corporate jargon and "thought leadership," they actually make banking funny. Rare. Unheard of, almost as rare as me remembering my card PIN after using Apple Pay for six months straight :p. All in all, Monzo has been a game changer, and unless you start charging me for breathing, I’m here for the long run. Reviewed on: 19th March 2025

Good banking experience, easy to handle

Good banking experience, easy to handle Reviewed on: 18th March 2025

Amazing customer service

Monzo customer service is so seamless and quick. And the app is very user friendly. Reviewed on: 18th March 2025

Cash ISA with Monzo

Have a Cash ISA with Monzo. Fairly good AER and great mobile app. Reviewed on: 18th March 2025

Monzo has provided me an excellent savings service

Monzo has provided me a savings service that allows me to easily track my money across a range of different savings pots. This has helped me create individual savings goals that I can customise for a variety of different personal needs. Reviewed on: 18th March 2025

Been having the best experience for saving money wit...

Been having the best experience for saving money with Monzo. Especially loving their initiative on 1p challenge, I wouldn’t have realised I could have a £600ish saving next year just by allocating a tiny fraction of money every day! They also have competitive interest rate in general, nice UI design that is easy to read for all my pots and savings, including ISA allowance! Reviewed on: 18th March 2025

Steps ahead of any other bank account

Anytime I've needed to contact Monzo they have been very helpful and their mobile banking app is steps ahead of any other bank account I've had. Not to mention they are hilarious on Linkedin. Reviewed on: 18th March 2025

Great all round

Great service. Great interest rates. Great sense of humour. Reviewed on: 18th March 2025

Feels like they're on my side.

The app is great, the service offerings are great and the bank just feels like they're on your side. Reviewed on: 18th March 2025

Great app, great company

Easy to use and navigate, works well, and the perks are a bonus! I’ve really enjoyed having an account (both current and savings) and feeling like I have a really clear picture of my money and am able to have clear oversight of what goes in and out. Reviewed on: 18th March 2025

Great for your finance all in one place

I love their accounts specifically the savings section as I get interest every month rather than waiting a year. I have recently started a stocks and shares ISA which is performing well and have looked at their upcoming pensions section coming soon which I cannot wait to utilise. Even better their new account for under 16's which I will use when my son requires his own autonomy. Reviewed on: 18th March 2025

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