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Monzo: Savings reviews

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4.94
Based on 263 reviews, last reviewed 16th Apr 2026
10900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
See only 4 star reviews
3%
3 star
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0%
2 star
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1%

Latest highest rating:

5

Monzo helps people in savings and manage their money... Monzo helps people in savings and manage their money with opportunity Reviewed on: 16th April 2026
Racheal O's avatar
Racheal O

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026
Monisola 's avatar
Monisola
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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (263)

It’s very fast and easy to open and use account.

5
It’s very fast and easy to open and use account. Fast service and trustworthy as well so I highly recommend it. Reviewed on: 7th April 2026
Jharna Sunuwar's avatar
Jharna Sunuwar

Great ideal bank for everyday needs

5
Great ideal bank for everyday needs Reviewed on: 7th April 2026
Kellylouise 's avatar
Kellylouise

Easy to use.

4
Easy to use.Keep providing updates and new services. Reviewed on: 7th April 2026
FC's avatar
FC

quick and easy access with a reasonable interest rate

4
Having Monzo has helped me manage my money better by providing quick and easy access to a current and saving account with a reasonable interest rate. Reviewed on: 29th March 2026
Grant G's avatar
Grant G

It has really to be able to save.

5
It has really to be able to save. Like the savings challenge. Reviewed on: 28th March 2026
Bilkisu A's avatar
Bilkisu A

Very comfortable to use & easy to send money.

5
Very comfortable to use & easy to send money. Nice network. Reviewed on: 26th March 2026
Akshaykumar J's avatar
Akshaykumar J

My one stop banking app

5
I basically do everything in Monzo. I save, budget and invest. I specifically love perks and what it offers especially the savings account rates. I like that I can budget my money in pots and that we have the option to open a joint account. This is really handy for couples. Reviewed on: 25th March 2026
Anastasia M's avatar
Anastasia M

The savings is the best of its kind.

5
The savings is the best of its kind. It makes you want to save because of the interest rate. Reviewed on: 25th March 2026
Samuel Sunday's avatar
Samuel Sunday

The app is super easy to use, and the service is the...

5
The app is super easy to use, and the service is the best. Reviewed on: 25th March 2026
Natalia G's avatar
Natalia G

Five star bank

5
I’ve been using Monzo for a while now, and it’s honestly one of the best banking experiences I’ve ever had. The app is incredibly intuitive — everything from tracking spending to setting up savings pots feels effortless. Instant notifications make it so easy to stay on top of my money, and the budgeting tools are genuinely helpful rather than gimmicky. Customer support has also been excellent. Whenever I’ve needed help, the team has been quick, friendly, and efficient. It’s refreshing to deal with a bank that actually feels human. Monzo just makes day‑to‑day banking simple, transparent, and stress‑free. Highly recommend to anyone looking for a smarter way to manage their finances. Reviewed on: 25th March 2026
George 's avatar
George

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