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Monzo: Savings reviews

Name: Savings
Rating: 4.93 (150 reviews)

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4.93

Based on 150 reviews, last reviewed 9th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Easy to use, all your money in one place and can be... Easy to use, all your money in one place and can be moved around savings pots with ease - great rates (with paid-for benefit). Range is a little limit... Read more Reviewed on: 9th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (150)

Good interest rates

Experience has been good so far, hassle free banking. Good interest rates offered on savings account. Reviewed on: 15th February 2024

I have been a customer of Monzo for years now but ou...

I have been a customer of Monzo for years now but out of the blue they froze my account with no explanation or warning I have tried to call and email with no reply they have blocked the app for me so. L live chat they have all my money I can't pay my bills ect but still no reply from anyone Reviewed on: 12th February 2024

Customer friendly bank.

Customer friendly bank. If I have any issue or doubt, they will fix it up within two working days time. I am very proud to have my account in this bank for this long. Reviewed on: 12th February 2024

Trusted and prudential bank

Monzo is as prudential as I have ever seen among other banks, reliable easy bank system and trusted Reviewed on: 6th February 2024

Best savings account

They offer so many ways to help you save, you can either access your savings or lock so you can’t unlock till certain day that you pick Reviewed on: 1st February 2024

Reliable bank

I have used Monzo since I came to UK 9months ago. It is very easy and accessible to use. And very reliable as well. Reviewed on: 18th January 2024

Monzo makes my life easier simpler and more convenie...

Monzo makes my life easier simpler and more convenient when am traveling and paying for stuff. It works and been accepted all the places I traveled to so far. And the exchange rates are unbelievable and incredible Reviewed on: 18th January 2024

I came to the UK in 2022

I came to the UK in 2022 and it was so easy getting a card with Monzo. Unlike other banks where you have to fill umpteen forms,their process is seamless Reviewed on: 18th January 2024

Savings made like a dream!

I have used Monzo for the past 4-5 years and never had an issue. I think paying £5 a month for the Monzo Plus is 100% worth it. The best part for me is the easy access savings account that makes transfers from a current to savings account a dream. Also, you can personalise your savings account with pictures to motivate you to save for something you need/want. Reviewed on: 10th January 2024

The savings account offered by Monzo is excellent!

The savings account offered by Monzo is excellent! It's very easy to withdraw and deposit money, giving instant money transfers between accounts. The best feature is that you can personalise the image display for your savings. In my case, this was a picture of Jamaica and seeing this gives you a little push to keep on saving. Reviewed on: 4th January 2024

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