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Monzo: Savings reviews

Name: Savings
Rating: 4.83 (267 reviews)

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4.83

Based on 267 reviews, last reviewed 25th Apr 2026

47% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (267)

Great current & savings accounts

Great savings account with possibly the highest interest rate in the market wilst maintaining full access to your money. Reviewed on: 15th March 2024

Immediate and good rate of interest.

Interest starts on same day as payment credit made. Easy immediate access to funds. Good interest rate. Reviewed on: 11th March 2024

Great savings rate 4% no charge to account

Great savings rate 4% no charge to account Reviewed on: 5th March 2024

Monzo has transformed my banking experience with its...

Monzo has transformed my banking experience with its intuitive app interface and robust features. The budgeting tools are a game-changer, helping me track expenses effortlessly. Transaction categorization is spot-on, providing a clear overview of my spending. The standout customer support and unique functionalities make Monzo a top choice for seamless financial management. Highly recommended! Reviewed on: 20th February 2024

I love Monzo

Rapid increase of interest rates when possible, brilliant budgeting facilities, easy to use app, super easy transfers. Reviewed on: 15th February 2024

Great app, needs to make IRL better.

Great app but terrible in real life, the horror stories about being unable to get access to your account and money if you lose your phone and card are very scary. Reviewed on: 15th February 2024

It has been excellent, great management and they hav...

It has been excellent, great management and they have good customer service Reviewed on: 15th February 2024

Good interest rates

Experience has been good so far, hassle free banking. Good interest rates offered on savings account. Reviewed on: 15th February 2024

I have been a customer of Monzo for years now but ou...

I have been a customer of Monzo for years now but out of the blue they froze my account with no explanation or warning I have tried to call and email with no reply they have blocked the app for me so. L live chat they have all my money I can't pay my bills ect but still no reply from anyone Reviewed on: 12th February 2024

Customer friendly bank.

Customer friendly bank. If I have any issue or doubt, they will fix it up within two working days time. I am very proud to have my account in this bank for this long. Reviewed on: 12th February 2024

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