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Monzo: Savings reviews

Name: Savings
Rating: 4.94 (256 reviews)

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4.94

Based on 256 reviews, last reviewed 7th Apr 2026

10200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

3 star

2 star

Latest highest rating:

5

The ease of navigating the app and everything ready... The ease of navigating the app and everything ready available in the palm of your hand 24 hours a day Reviewed on: 7th April 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (256)

Best savings account

They offer so many ways to help you save, you can either access your savings or lock so you can’t unlock till certain day that you pick Reviewed on: 1st February 2024

Reliable bank

I have used Monzo since I came to UK 9months ago. It is very easy and accessible to use. And very reliable as well. Reviewed on: 18th January 2024

Monzo makes my life easier simpler and more convenie...

Monzo makes my life easier simpler and more convenient when am traveling and paying for stuff. It works and been accepted all the places I traveled to so far. And the exchange rates are unbelievable and incredible Reviewed on: 18th January 2024

I came to the UK in 2022

I came to the UK in 2022 and it was so easy getting a card with Monzo. Unlike other banks where you have to fill umpteen forms,their process is seamless Reviewed on: 18th January 2024

Savings made like a dream!

I have used Monzo for the past 4-5 years and never had an issue. I think paying £5 a month for the Monzo Plus is 100% worth it. The best part for me is the easy access savings account that makes transfers from a current to savings account a dream. Also, you can personalise your savings account with pictures to motivate you to save for something you need/want. Reviewed on: 10th January 2024

The savings account offered by Monzo is excellent!

The savings account offered by Monzo is excellent! It's very easy to withdraw and deposit money, giving instant money transfers between accounts. The best feature is that you can personalise the image display for your savings. In my case, this was a picture of Jamaica and seeing this gives you a little push to keep on saving. Reviewed on: 4th January 2024

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