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Monzo: Savings reviews

Name: Savings
Rating: 4.83 (267 reviews)

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4.83

Based on 267 reviews, last reviewed 25th Apr 2026

47% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (267)

Great easy to set up and fun challenges to join in w...

Great easy to set up and fun challenges to join in with Reviewed on: 6th March 2025

Monzo is the first bank account we opened when we mo...

Monzo is the first bank account we opened when we moved to the UK, no complaints so far. Great experience Reviewed on: 2nd March 2025

Great interest rates, easy banking!

Monzo savings are easy to transfer in and out of, give a great rate of return, give clear instant transaction notifications, and have easy-to-contact customer support. My favourite bank! I subscribed to Monzo Plus and feel the benefits are well worth it. I like being able to check my credit score so easily. And the customisable downloadable bank statements are so easy to use. I also needed a stamped signed statement abroad and was able to easily order it via customer support. Reviewed on: 28th February 2025

Very useful automated savings tools

Very easy to set up, and the automated savings tools are excellent. I have saved a decent amount already, and am 20% of my target after less than two months. The app is very easy to use, and makes everything really simple and straightforward. Reviewed on: 28th February 2025

Girls trip revelations

After a girls trip everyone was talking about their savings pots on Monzo. I had used one without interest to save but started the 1p challenge + upgraded my account and I’m already seeing the benefits. I’ve been with Monzo for years but I’ve been very lazy with my accounts Reviewed on: 26th February 2025

Easy and safe online bank

Easy to open an saving account, great application Reviewed on: 26th February 2025

Good At Its Services

Good. Easy access to my account and several investment options. Reviewed on: 26th February 2025

Reinvigorated by Monzo!

I’ve used Monzo for years but only for transferring to friends. I signed up to a Monzo saver account because they were offering one of the highest interest rates on the market. It was easy to set up, deposit my money and manage day-to-day. I’m glad I switched. Reviewed on: 26th February 2025

Monzo Bank is great for personal savings.

Monzo Bank offers great rates for savings accounts. It is easy to create savings categories and easy to navigate to save every month. Reviewed on: 26th February 2025

Excellent, Digital bank

First I was a customer for 2 years then I became an employee . Reviewed on: 24th February 2025

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