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Monzo: Savings reviews

4.94
Based on 250 reviews, last reviewed 29th Mar 2026
9700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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3%
3 star
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0%
2 star
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0%
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1%

Latest highest rating:

4

quick and easy access with a reasonable interest rate Having Monzo has helped me manage my money better by providing quick and easy access to a current and saving account with a reasonable interest rate. Reviewed on: 29th March 2026
Grant G's avatar
Grant G

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026
Monisola 's avatar
Monisola

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (250)

Reinvigorated by Monzo!

5
I’ve used Monzo for years but only for transferring to friends. I signed up to a Monzo saver account because they were offering one of the highest interest rates on the market. It was easy to set up, deposit my money and manage day-to-day. I’m glad I switched. Reviewed on: 26th February 2025

Monzo Bank is great for personal savings.

5
Monzo Bank offers great rates for savings accounts. It is easy to create savings categories and easy to navigate to save every month. Reviewed on: 26th February 2025

Excellent, Digital bank

5
First I was a customer for 2 years then I became an employee . Reviewed on: 24th February 2025

Customer centric

5
Customer centric orgnization with great service and initiatives. Reviewed on: 13th February 2025

The best

5
Best savings rate and a great way to track progress Reviewed on: 10th February 2025

Monzo is a great platform to save money and invest.

5
Monzo is a great platform to save money and invest. Monzo have helped me alot Reviewed on: 9th February 2025

It was easy banking experience with monzo, also feel...

4
It was easy banking experience with monzo, also feel secured. Reviewed on: 8th February 2025

Very easy to use

5
Very easy to use saving account and I love that it’s all integrated with my main current account. Could get a marginally better interest rate somewhere else but it’s not worth the effort. Happy to keep it all in Monzo. Reviewed on: 7th February 2025

Leading the market

5
Monzo's communication is a text book example on how to make complicated things easily understandable. Reviewed on: 7th February 2025

Saving is easy

5
I have savings and investments with Monzo. The interest rate is competitive, and I love being able to easily see all my savings in one place even though I have pots for different savings goals. Reviewed on: 7th February 2025

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