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Monzo: Savings reviews

4.83
Based on 268 reviews, last reviewed 8th Jul 2026
89% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
3 star
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0%
2 star
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is great for saving Monzo Savings has been fantastic. It’s incredibly easy to set up, the app is simple to use, and I can watch my savings grow with competitive interest ... Read more Reviewed on: 8th July 2026
Amy A's avatar
Amy A

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026
Monisola 's avatar
Monisola

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

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Monzo Savings reviews (268)

My experience with Monzo has been great.

5
My experience with Monzo has been great. Reviewed on: 7th February 2025

They are amazing, easiest banking

5
They are amazing . Love the support Reviewed on: 7th February 2025

I've only had monzo for a couple of years but I love...

5
I've only had monzo for a couple of years but I love it and recommend it often to friends and family. Reviewed on: 7th February 2025

A wonderful bank to save with!

5
A wonderful bank to save with. Their specific savings pots make it easy to divide up money and they offer competitive interest rates. The mobile app is highly customisable: you are able to name pots, add saving goals and even lock pots to protect the money within! Reviewed on: 24th January 2025

Fast reliable and never disappoints

5
Fast reliable and never disappoints Reviewed on: 14th January 2025

I've been using Monzo Savings for quite a while and...

5
I've been using Monzo Savings for quite a while and was able to earn quite a lot on interests! I'm pretty happy with how the savings accounts work, how I can create pots for specific saving purposes and get a great summary of all of my saving accounts/pots. Reviewed on: 5th June 2024

I like it

5
I heard about Monzo, good cashback Reviewed on: 28th May 2024

Monzo have an amazing rate for savings!

5
Monzo have an amazing rate for savings and handy functions to help you budget and stick to budgets with handy reminders. Reviewed on: 25th May 2024

Interest on account is good and is easily shown how...

5
Interest on account is good and is easily shown how much is earned in the app and there are a number of ways to invest which you don’t have in other apps Reviewed on: 24th May 2024

Saving is a Breeze With Monzo

5
Saving is made so much easier with Monzo saving pots which provide generous interest payments Reviewed on: 24th May 2024

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