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Monzo: Savings reviews

4.94
Based on 267 reviews, last reviewed 25th Apr 2026
2625% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
3 star
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0%
2 star
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026
Monisola 's avatar
Monisola

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (267)

The best bank

5
I use Monzo mainly for savings and I love how easy it is to set up new accounts and transfer money between them. Instant access savings takes a little pressure off of saving being able to access the money instantly in an emergency. The 1p saving challenge gives that extra motivation and the fact it’s automatic makes it even easier to save! I love monzo Reviewed on: 17th February 2026

So easy to use and makes banking feel a joy.

5
So easy to use and makes banking feel a joy. Reviewed on: 15th February 2026

Monzo - Modern banking made easy

5
I couldn’t be happier with my Monzo savings account. So straightforward and easy for a technophobe like me to understand. The app is a dream and I can find everything so easily. It’s bright and colourful and the text is large enough. Excellent clear info on savings rates and superb graphics to explain how the savings work. Fantastic savings account Monzo. Reviewed on: 15th February 2026

Amazing experience

5
Amazing experience I love to using Monzo Reviewed on: 14th February 2026

Monzo really cares about its customers.

5
Monzo really cares about its customers. It's got a super nice UI, great features that actually enable good financial health and feels very protected. Reviewed on: 14th February 2026

GREAT EXPERIENCE!

5
Great bank, very good and easy interface, very good perks, easy saving and expense tracking!!! Reviewed on: 14th February 2026

My personal experience with Monzo Bank,Uk.

5
My personal experience with Monzo Bank,Uk. When I arrived United Kingdom in September for my Masters degree Program in YSJ University was encouraged by a friend in school to open an account with Monzo for effective service delivery which I don't regret doing because they are always one step ahead of their customers in terms of professionalism and quality service delivery. Reviewed on: 13th February 2026

Excellent service every time , great saving option f...

5
Excellent service every time , great saving option for regular citizens, helping build your savings without pain Reviewed on: 13th February 2026

Excellent banking app and I would recommend it to an...

5
Excellent banking app and I would recommend it to anyone! It’s very easy to use. The graphic is fantastic. There are many parks available. Reviewed on: 13th February 2026

Great interest rates!!

5
Easy banking app to navigate. Great that you can set pots up for different savings. Easy transfers to pots and other Monzo users. Great for using in other countries with no charges!! Great interest rates!! Reviewed on: 12th February 2026

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