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Monzo: Savings reviews

Name: Savings
Rating: 4.84 (268 reviews)

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4.84

Based on 268 reviews, last reviewed 8th Jul 2026

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo is great for saving Monzo Savings has been fantastic. It’s incredibly easy to set up, the app is simple to use, and I can watch my savings grow with competitive interest ... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Savings reviews (268)

The Monzo saving come in different forms,The one tha...

The Monzo saving come in different forms,The one that is currently going on is 1P saving were everyday you save 1 p extra and by the end of the year you have over £600.i have used this last year when they initiated the saving, it it really help during the festive season hence i have continue for this year Reviewed on: 17th February 2026

The best bank

I use Monzo mainly for savings and I love how easy it is to set up new accounts and transfer money between them. Instant access savings takes a little pressure off of saving being able to access the money instantly in an emergency. The 1p saving challenge gives that extra motivation and the fact it’s automatic makes it even easier to save! I love monzo Reviewed on: 17th February 2026

So easy to use and makes banking feel a joy.

So easy to use and makes banking feel a joy. Reviewed on: 15th February 2026

Monzo - Modern banking made easy

I couldn’t be happier with my Monzo savings account. So straightforward and easy for a technophobe like me to understand. The app is a dream and I can find everything so easily. It’s bright and colourful and the text is large enough. Excellent clear info on savings rates and superb graphics to explain how the savings work. Fantastic savings account Monzo. Reviewed on: 15th February 2026

Amazing experience

Amazing experience I love to using Monzo Reviewed on: 14th February 2026

Monzo really cares about its customers.

Monzo really cares about its customers. It's got a super nice UI, great features that actually enable good financial health and feels very protected. Reviewed on: 14th February 2026

GREAT EXPERIENCE!

Great bank, very good and easy interface, very good perks, easy saving and expense tracking!!! Reviewed on: 14th February 2026

My personal experience with Monzo Bank,Uk.

My personal experience with Monzo Bank,Uk. When I arrived United Kingdom in September for my Masters degree Program in YSJ University was encouraged by a friend in school to open an account with Monzo for effective service delivery which I don't regret doing because they are always one step ahead of their customers in terms of professionalism and quality service delivery. Reviewed on: 13th February 2026

Excellent service every time , great saving option f...

Excellent service every time , great saving option for regular citizens, helping build your savings without pain Reviewed on: 13th February 2026

Excellent banking app and I would recommend it to an...

Excellent banking app and I would recommend it to anyone! It’s very easy to use. The graphic is fantastic. There are many parks available. Reviewed on: 13th February 2026

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