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Monzo: Savings reviews

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4.97
Based on 219 reviews, last reviewed 23rd Feb 2026
6700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
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0%
2 star
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Latest highest rating:

5

Excellent saving challenges and travel insurance inc... Excellent saving challenges and travel insurance included was perfect for my travelling Reviewed on: 23rd February 2026
Tyler S's avatar
Tyler S

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (219)

Monzo helped me save

5
Monzo is the only bank I’ve actually managed to save money with! I’m shocked at how easy and satisfying it is to do the savings challenge and I love how simple the app is to use. I would recommend Monzo to all my friends and family. Reviewed on: 9th February 2026
Grace C's avatar
Grace C

Awesome bank and a great user friendly app

5
Awesome bank and a great user friendly app Reviewed on: 9th February 2026
Anoop's avatar
Anoop

Monzo genuinely makes my life easier

5
Monzo genuinely makes my life easier, it allows me to keep track of my money, and especially enjoy all the extra features and perks that Monzo provides that other banks do not Reviewed on: 9th February 2026
Kenzi Botterill's avatar
Kenzi Botterill

Everything runs super smoothly, mostly when you need...

5
Everything runs super smoothly, mostly when you need to go to the app to click approve, most apps mess about and require you to put it though again. Reviewed on: 5th February 2026
Ryan S's avatar
Ryan S

Monzo makes managing money feel genuinely easy and r...

5
Monzo makes managing money feel genuinely easy and rewarding. The app is clean, intuitive, and packed with smart features like instant spending notifications, budgeting tools, and clearly organised savings pots. The 1p savings challenge is a standout, it’s incredibly simple to set up, runs automatically, and turns saving into a feel good habit without you even noticing the money going. Watching small daily amounts build into a meaningful pot is surprisingly motivating, making Monzo a great choice for anyone who wants stress-free, rewarding saving alongside everyday banking. Reviewed on: 23rd January 2026
Vinney's avatar
Vinney

Monzo savings pots are very easy to use and help me...

5
Monzo savings pots are very easy to use and help me organise money for specific things. It is annoying that the percentage often falls Reviewed on: 22nd January 2026
Sj's avatar
Sj

Easy automated savings

5
I used the Monzo "1p challenge" savings feature. The first day it adds 1p, the second day 2p etc and runs for a year. At the end of it you've saved over £650 without thinking about it! Great little system that's saved enough to pay for my holiday this year. Really good! Reviewed on: 22nd January 2026
Alun's avatar
Alun

Monzo magic

5
Easy to use and love the website and just started on the 1p challenge, great idea to save a few pounds without really noticing it Reviewed on: 22nd January 2026
Nicholas G's avatar
Nicholas G

Switched to Monzo this year and have no complaints.

5
Switched to Monzo this year and have no complaints. Easy app to use, simple and clear information. Reviewed on: 5th September 2025
ali_wardy@hotmail.co.uk's avatar
[email protected]

Easy to use, all your money in one place and can be...

5
Easy to use, all your money in one place and can be moved around savings pots with ease - great rates (with paid-for benefit). Range is a little limited and there is a constant push towards investments which is annoying, but as a product the savings accounts are pukka. Reviewed on: 9th July 2025
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jake_sandford

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