Write a review

Go to business site

Monzo: Savings reviews

Name: Savings
Rating: 4.95 (211 reviews)

View other Monzo products

4.97

Based on 211 reviews, last reviewed 20th Feb 2026

5900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

BEST CUSTOMER SERVICE BEST CUSTOMER SERVICE, they give you perks simply... using them? and you cant forget Greg at Monzo's Linkedin account :) Reviewed on: 20th February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews Write a review

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Savings reviews (211)

Amazing, user friendly app, smart way to save money...

Amazing, user friendly app, smart way to save money without worrying Reviewed on: 9th February 2026

I am soo happy using Monzo account

I am soo happy using Monzo account Reviewed on: 9th February 2026

Monzo helped me save

Monzo is the only bank I’ve actually managed to save money with! I’m shocked at how easy and satisfying it is to do the savings challenge and I love how simple the app is to use. I would recommend Monzo to all my friends and family. Reviewed on: 9th February 2026

Awesome bank and a great user friendly app

Awesome bank and a great user friendly app Reviewed on: 9th February 2026

Monzo genuinely makes my life easier

Monzo genuinely makes my life easier, it allows me to keep track of my money, and especially enjoy all the extra features and perks that Monzo provides that other banks do not Reviewed on: 9th February 2026

Everything runs super smoothly, mostly when you need...

Everything runs super smoothly, mostly when you need to go to the app to click approve, most apps mess about and require you to put it though again. Reviewed on: 5th February 2026

Monzo makes managing money feel genuinely easy and r...

Monzo makes managing money feel genuinely easy and rewarding. The app is clean, intuitive, and packed with smart features like instant spending notifications, budgeting tools, and clearly organised savings pots. The 1p savings challenge is a standout, it’s incredibly simple to set up, runs automatically, and turns saving into a feel good habit without you even noticing the money going. Watching small daily amounts build into a meaningful pot is surprisingly motivating, making Monzo a great choice for anyone who wants stress-free, rewarding saving alongside everyday banking. Reviewed on: 23rd January 2026

Monzo savings pots are very easy to use and help me...

Monzo savings pots are very easy to use and help me organise money for specific things. It is annoying that the percentage often falls Reviewed on: 22nd January 2026

Easy automated savings

I used the Monzo "1p challenge" savings feature. The first day it adds 1p, the second day 2p etc and runs for a year. At the end of it you've saved over £650 without thinking about it! Great little system that's saved enough to pay for my holiday this year. Really good! Reviewed on: 22nd January 2026

Monzo magic

Easy to use and love the website and just started on the 1p challenge, great idea to save a few pounds without really noticing it Reviewed on: 22nd January 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Marsden Building Society 4.95 from 4613 reviews
Fixed Rate Savings
from first direct 4.89 from 18 reviews
Direct Saver
from NS&I 3.67 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 5 reviews
Flex Purchase credit card
from Monzo 4.97 from 2981 reviews
Under 16s account
from Monzo 4.96 from 516 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub