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Monzo: Savings reviews

Name: Savings
Rating: 4.84 (268 reviews)

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4.84

Based on 268 reviews, last reviewed 8th Jul 2026

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo is great for saving Monzo Savings has been fantastic. It’s incredibly easy to set up, the app is simple to use, and I can watch my savings grow with competitive interest ... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Savings reviews (268)

Savings and spaces

Good clear instructions and account details. The rates are very understandable. It's easy to move money to the savings account and the space savings which help you save for different things like holidays or treats Reviewed on: 23rd February 2026

I’m passionate about providing excellent customer ex...

I’m passionate about providing excellent customer experiences and using technology to make everyday banking simpler. In my previous roles, I developed strong communication, problem-solving, and teamwork skills while supporting customers with account queries, payments, and digital services. I’m comfortable working in fast-paced environments, learning new tools quickly, and handling sensitive information with care. What attracts me to Monzo is its focus on transparency, innovation, and putting customers first. I enjoy finding clear, human solutions to complex problems and helping people feel confident about their finances. I’m particularly interested in working in a collaborative, feedback-driven culture where I can grow, contribute ideas, and deliver support that reflects Monzo’s values. Reviewed on: 23rd February 2026

Excellent and easy banking

Excellent and easy banking that allows saving to be made very easily and doesn't feel like a generic numbers on screen bank. Monzo offer so much more like saving challenges and pay day boosts that help you save and sometimes get paid to save if your lucky to win. Perks is well worth the money with a railcard, Greg's treat and an inflated savings rate. Reviewed on: 23rd February 2026

Accelerated saving habits

It accelerates your saving habits by making saving fun and possible more importantly. Reviewed on: 23rd February 2026

Monzo was a fantastic discovery .

Monzo was a fantastic discovery in the online banking world. Easy to use. Reviewed on: 23rd February 2026

Great and simple for students, easy way to keep trac...

Great and simple for students, easy way to keep track of money and the savings pots can help young people save money and become financially responsible and independent. Reviewed on: 23rd February 2026

More options , better choice and convenience

More options and better choice and convenience Reviewed on: 22nd February 2026

BEST CUSTOMER SERVICE

BEST CUSTOMER SERVICE, they give you perks simply... using them? and you cant forget Greg at Monzo's Linkedin account :) Reviewed on: 20th February 2026

great customer service

Good customer service, excellent security for customers Reviewed on: 20th February 2026

Monzobis a good online bank u recommend friend and f...

Monzobis a good online bank u recommend friend and family to go for monzo it a bank that helps you learn to save up Reviewed on: 18th February 2026

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