Write a review

Monzo: Savings reviews

Name: Savings
Rating: 4.93 (151 reviews)

View other Monzo products

4.94

Based on 151 reviews, last reviewed 5th Sep 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Switched to Monzo this year and have no complaints. Switched to Monzo this year and have no complaints. Easy app to use, simple and clear information. Reviewed on: 5th September 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews Write a review

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Savings reviews (151)

Best Savings Around

I switched savings account from my standard bank to Monzo and I don’t think I could ever go back! The interest rate is one of the best among its competitors, as well as the saving challenges motivate me to do better with my money! I also appreciate the pots in which I can set different challenges- I have one to save £1 everytime I finish a book! Reviewed on: 18th March 2025

Great journey

It has been great customer journey and very supportive interface. Reviewed on: 18th March 2025

Best Banking Experience in UK

One of the best banking apps in UK, Monzo has revolutionized banking globally. Reviewed on: 18th March 2025

Really good, i moved banks but came back to monzo

Really good, i moved banks but came back to monzo Reviewed on: 18th March 2025

I am pleasantly surprised by how good Monzo is!

I got Monzo in September and I have been pleasantly surprised by their offering for savings accounts. The layout on the app is very clear, you can move money as you need, and most importantly, Monzo are very good at explaining how their products work and what it means for your money. Reviewed on: 18th March 2025

Multiple savings pots with decent interest rates is...

Multiple savings pots with decent interest rates is a great way to break up savings for different live events- locking them even more of a bonus Reviewed on: 18th March 2025

Just super straightforward and easy!

Just super straightforward and easy! Reviewed on: 18th March 2025

4Y customer using Monzo for everything.

I have been a Monzo customer for 4 years and I use it for everything. I have been transferring all my savings to Monzo given their rates, their transparency, and their increasing security. Of course, there is still safety risk vs long standing banks but this feeling of security is growing and I’m willing to take the punt with Monzo. I also look forward to some geographic expansion so friends and family can benefit. Reviewed on: 18th March 2025

Monzo makes banking fun!

Monzo makes banking fun! The app is super simple to use, the branding is in a league of its own and the ethos grounds it in such a great way. I love saving with Monzo and find the processes super intuitive and straight-forward which is what banking should be like. Reviewed on: 18th March 2025

Great & Easy Saving Products

Great & Easy Saving Products. No hidden fees or charges. Easy to add and withdraw money. Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Notice Deposit
from iFAST Global Bank 4.93 from 12 reviews
Savings
from Loughborough Building Society 4.93 from 403 reviews
Savings
from SmartSave 4.77 from 2547 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2513 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub