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Monzo: Savings reviews

4.97
Based on 223 reviews, last reviewed 24th Feb 2026
7100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
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0%
2 star
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Latest highest rating:

5

Great service and easy you use, so good I’ve had fam... Great service and easy you use, so good I’ve had family members/friends join Monzo Reviewed on: 24th February 2026
Sam H's avatar
Sam H

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (223)

Easy automated savings

5
I used the Monzo "1p challenge" savings feature. The first day it adds 1p, the second day 2p etc and runs for a year. At the end of it you've saved over £650 without thinking about it! Great little system that's saved enough to pay for my holiday this year. Really good! Reviewed on: 22nd January 2026

Monzo magic

5
Easy to use and love the website and just started on the 1p challenge, great idea to save a few pounds without really noticing it Reviewed on: 22nd January 2026

Switched to Monzo this year and have no complaints.

5
Switched to Monzo this year and have no complaints. Easy app to use, simple and clear information. Reviewed on: 5th September 2025

Easy to use, all your money in one place and can be...

5
Easy to use, all your money in one place and can be moved around savings pots with ease - great rates (with paid-for benefit). Range is a little limited and there is a constant push towards investments which is annoying, but as a product the savings accounts are pukka. Reviewed on: 9th July 2025

Customer friendly

5
I love the roundups feature and all of the information is so clear and easy to understand. Monzo is putting the customer first with their communications. Reviewed on: 13th June 2025

Monzo is a fantastic online bank.

5
Monzo is a fantastic online bank. With excellent ways to save money. Highly recommended Reviewed on: 12th June 2025

Great customer service.

5
Great customer service. App is easy to use. Reviewed on: 2nd May 2025

Very competitive saving accounts, with best interest...

5
Very competitive saving accounts, with best interest rates in the market. The app is great and gives live updates on interest gained. Reviewed on: 28th April 2025

So easy to use.

5
From my experience, monzo is so easy to use. I have even set up a joint savings account now and the user interface is very friendly. The rates are also competitive against other banks that don't have such easy to use systems. Reviewed on: 22nd April 2025

The interests they offer on saving with them and the...

5
The interests they offer on saving with them and the saving pots are very juicy. I also love the interface of their app which makes navigation way easier Reviewed on: 21st April 2025

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