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Monzo: Savings reviews

Name: Savings
Rating: 4.84 (268 reviews)

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4.84

Based on 268 reviews, last reviewed 8th Jul 2026

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo is great for saving Monzo Savings has been fantastic. It’s incredibly easy to set up, the app is simple to use, and I can watch my savings grow with competitive interest ... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Savings reviews (268)

Great interest rates!!

Easy banking app to navigate. Great that you can set pots up for different savings. Easy transfers to pots and other Monzo users. Great for using in other countries with no charges!! Great interest rates!! Reviewed on: 12th February 2026

Monzo has always been a gem to me, compared to other...

Monzo has always been a gem to me, compared to other, you can easily access assistance from a real human being in an instance. The customer service is remarkable as a former banker in Botswana, customer service (retail) is what makes a banker and Monzo is offering that Reviewed on: 12th February 2026

The Monzo app is amazing, you have all the data need...

The Monzo app is amazing, you have all the data needed about your transactions inside it. Reviewed on: 12th February 2026

Brillant bank, a lot of offers and help.

Brillant bank, a lot of offers and help. Reviewed on: 12th February 2026

Monzo was there since day 1 when I first moved to th...

Monzo was there since day 1 when I first moved to the UK. Reviewed on: 12th February 2026

Monzo! 100% worth the download!

monzo has taught me to save money and make better choices when spending. It also helps with my credit score and it’s great that the early payment is a thing as it helps so conveniently every time. Being able not to worry about finances when being able to borrow is a great way to keep your mind one less worry to your journey with monzo. Reviewed on: 12th February 2026

Monzo has helped me save money for the first time

Using monzo has helped me save money for the first time in my life, they encourage saving with fun challenges which I have really enjoyed, I have been able to create names money pots so that I can visually see what the money I have in my account is for which has helped me not spend money and to budget much better. Monzo has helped me go from constantly struggling with bad money anxiety to thriving, being money savvy and to feel confident that I'm in control of my finances. Reviewed on: 11th February 2026

So Amazing, I Forget It’s A Bank!

It’s easy to use and helped me get out of debt! Reviewed on: 11th February 2026

Lovely product , Eases all my bank operations and th...

Lovely product , Eases all my bank operations and the savings options are amazing Reviewed on: 11th February 2026

Excellent bank.

Excellent bank. Everything about this bank is awesome for me. I love the savings pots and annual savings Reviewed on: 11th February 2026

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