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Monzo: Savings reviews

Name: Savings
Rating: 4.84 (268 reviews)

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4.84

Based on 268 reviews, last reviewed 8th Jul 2026

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo is great for saving Monzo Savings has been fantastic. It’s incredibly easy to set up, the app is simple to use, and I can watch my savings grow with competitive interest ... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Savings reviews (268)

Super All Rounder - Definitely recommend

Monzo is an all rounder which I have great pleasure in being a customer. Great savings rates, incentives like in with chances to double your pay check and get bills paid back to you. Their flex credit card works a treat where you can spread the cost however you want a great offers on Monzo Max Plan! Reviewed on: 10th February 2026

Best bank I ever had!

When I came to UK from abroad Monzo was my first bank, it is very efficient to use and provides a lot of services to save. The app itself is easy to use, unlike other bank that takes time to load. Once you open the app, you see what you need to see right away, like your balance, total of your money, flex CC and transactions. Overall it is the best bank. And I have used a lot of others but this one stands out. Reviewed on: 10th February 2026

Really good bank.

Really good bank. Really user friendly and love the layout of the banking app. Really good saving opportunities where you feel like you have a good handle on your money. I would recommend Monzo to anyone who wanted to open a bank account. Reviewed on: 10th February 2026

The facility to have savings pots has helped me enor...

The facility to have savings pots has helped me enormously in achieving my savings goals Reviewed on: 10th February 2026

Brilliant experience on monzo, they've helped me to...

Brilliant experience on monzo, they've helped me to save and budget a lot Reviewed on: 10th February 2026

Love monzo simple and transparent great rates on sa...

Love monzo simple and transparent great rates on savings too, cashback offers, and savings pit challenge, all great for saving Reviewed on: 10th February 2026

Good experience so far with Monzo

Good experience so far with Monzo Reviewed on: 10th February 2026

Monzo make the pennies work harder for their customers

Their 1p savings challenge was brilliant in 2025, so much so that I've had my friends sign up for 2026! Then there's their round ups which are a brilliant way of making the pennies work harder for you. They're informative, easy to understand, and I rave about them to anyone in a financial discussion! Reviewed on: 10th February 2026

Saving review

Taught me how to use savings accounts as well as motivating me to save Reviewed on: 10th February 2026

Savings champions

Monzo has helped me save money by always bringing insensitive challenges and also by creating savings pots and round-ups every time I’m spending money ! Reviewed on: 10th February 2026

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