Smart Money People Logo

Monzo: Savings reviews

4.92
Based on 111 reviews, last reviewed 31st Mar 2025
7500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Gods service excellence attention to customer and go... Gods service excellence attention to customer and good deliver Reviewed on: 31st March 2025
UTHMAN S's avatar
UTHMAN S

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Savings reviews (111)

Fantastic rates, products, tools

5
Fantastic rates, products, tools Reviewed on: 5th April 2024

Innovative

5
The bank's account activation/verification method is quite innovative Reviewed on: 4th April 2024

Extremely user friendly

5
It is extremely user friendly and very easy to understand Reviewed on: 3rd April 2024

Incredible interest rate with no penalties for withd...

5
Incredible interest rate with no penalties for withdrawals Reviewed on: 27th March 2024

Great current & savings accounts

5
Great savings account with possibly the highest interest rate in the market wilst maintaining full access to your money. Reviewed on: 15th March 2024

Immediate and good rate of interest.

5
Interest starts on same day as payment credit made. Easy immediate access to funds. Good interest rate. Reviewed on: 11th March 2024

Great savings rate 4% no charge to account

5
Great savings rate 4% no charge to account Reviewed on: 5th March 2024

Monzo has transformed my banking experience with its...

5
Monzo has transformed my banking experience with its intuitive app interface and robust features. The budgeting tools are a game-changer, helping me track expenses effortlessly. Transaction categorization is spot-on, providing a clear overview of my spending. The standout customer support and unique functionalities make Monzo a top choice for seamless financial management. Highly recommended! Reviewed on: 20th February 2024

I love Monzo

5
Rapid increase of interest rates when possible, brilliant budgeting facilities, easy to use app, super easy transfers. Reviewed on: 15th February 2024

Great app, needs to make IRL better.

4
Great app but terrible in real life, the horror stories about being unable to get access to your account and money if you lose your phone and card are very scary. Reviewed on: 15th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products