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Marcus by Goldman Sachs: Savings reviews

4.46
Based on 118 reviews, last reviewed 12th Jun 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
21%
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3%
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1%
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2%

Latest highest rating:

5

Consistently Excellent Marcus offer a straight forward savings account which with the addition of their bonus rate consistently offers a very competitive level of interest. ... Read more Reviewed on: 12th June 2026
Hamish Archibald's avatar
Hamish Archibald

Latest lowest rating:

1

Renewed CD without authorization Long time customer. Had substantial CD that was rolling over to maturity right before I left on an extended vacation. I logged into the portal and mad... Read more Reviewed on: 12th June 2026
Sandy's avatar
Sandy

About this product

Marcus by Goldman Sachs launched in 2018 with an easy access savings account that initially had a market-leading interest rate. Already a Marcus by Goldman Sachs savings customer? Leave a review and let others know about your experience. Or are you looking for Marcus by Goldman Sachs reviews? See what people are saying below about their online-only savings accounts. At Smart Money People, we're changing financial services for the better.

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Marcus by Goldman Sachs Savings reviews (118)

Renewed CD without authorization

1
Long time customer. Had substantial CD that was rolling over to maturity right before I left on an extended vacation. I logged into the portal and made a request to close the account at maturity. That never actually happened and in my travels I received a notice that they had renewed my CD. I immediately called and Marcus would not take any responsibility for the glitch and would not reverse a substantial penalty for early withdrawal. They have lost a customer and I would not do business with this company ever again. Reviewed on: 12th June 2026

Consistently Excellent

5
Marcus offer a straight forward savings account which with the addition of their bonus rate consistently offers a very competitive level of interest. Not the highest in the market but consistently very competitive and you can rest assured with Marcus that your savings are working well for you without needing to chase the very best rates (unless you want to) as the interest rates are very stable. The account is very easy to operate online and has no restrictions in the frequency of withdrawals you can make. Reviewed on: 12th June 2026

Good rate on savings an.d ISA

4
Continually receive a fairly good rate on savings and cash ISA. They let you know when the rate changes and still keep the bonus rate the same. Everything easy to do online. Reviewed on: 11th June 2026

Marcus consistently delivers

4
Marcus provides a simple to operate easy access savings product which provides a consistently competitive interest rate. No limitations to deposits or withdrawals makes it very flexible. You can select an annual interest rate boost though for me it would be much better if the account paid the full rate by default without having to opt in to add the extra interest rate on. Whilst there might always be other savings options which have the same flexible terms but provide a slightly better interest rate with Marcus you can be confident that you are saving in an account which is still one of the best on the market. Reviewed on: 24th April 2026

A nice straightforward savings account

5
A nice straightforward savings account, easy to administer on the site, very easy to transfer money, and a fair rate in relation to other providers. Reviewed on: 20th April 2026

Competitive interest rates

5
Really good interest rates and I like how they will let you know if there's a better bonus rate so you can switch to it Reviewed on: 16th April 2026

Easy to navigate and robust website.

5
Easy to navigate and robust website. Secure and straight forward login with clear operating procedures. Reviewed on: 26th March 2026

Simple to use savings account

5
Easy to set up & use savings bank account. Good rate of interest & can transfer money simply & very quickly either in or out of the account. Reviewed on: 26th March 2026

Withdrawals are easy and fast

5
Withdrawals are easy and fast, well designed online interface Reviewed on: 24th March 2026

Marcus accounts are very easy to set up and easy to...

5
Marcus accounts are very easy to set up and easy to manage. I feel it is very secure as you can only withdraw to 1 linked account and they send you a yext text if money is withdrawn. They give a bonus rate on their ISA too which is great. I’ve recommended Marcus to friends and family who have also opened accounts. Reviewed on: 24th March 2026

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