Smart Money People Logo

Nationwide: FlexDirect reviews

4.32
Based on 252 reviews, last reviewed 13th Feb 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
8%

Latest highest rating:

5

Simple, easy to use app and account. Simple, easy to use app and account. Reviewed on: 13th February 2025
Anderson 's avatar
Anderson

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024
Mark M's avatar
Mark M

About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

Nationwide FlexDirect reviews (252)

Review of the Nationwide, FlexDirect:

Easy current account

4
A good current account , card is easy to use by putting it in the card holder. As yet I have not had any problems Reviewed on: 25th May 2024

Pretty good incentives

4
Great interest rate when started and never had a problem with them. Reviewed on: 9th February 2020

Astronomical overdraft interest

2
Recently put overdraft interest up to 40% with no move to support customers with an overdraft. Reviewed on: 9th February 2020

Easy to deal with

4
I like the online platform and very easy to deal with in store. I have multiple products and they all show up in my online account and very easy to move money and see where I'm at. Reviewed on: 8th February 2020

Great current account

5
One of the best current accounts I have ever had. 5% on up to 2500 paid every month, also money for switching and recommending friends. Very clear online account and app. Overall great and outstanding customer service in branch. Reviewed on: 3rd February 2020

Good friendly bank

4
Nationwide has been good in the past but they have recently made some changes that have made them less competitive and less favourable to me such as changing bank account features and savings rates.. Also their app is more basic than others in the field. Reviewed on: 27th January 2020

Easy to use banking

5
Online banking is easy to use, now new payees can be set up on the app it’s even better. I like seeing all my account balances quickly in one place Reviewed on: 26th January 2020

Easy and High Interest

5
Opened a FlexDirect primarily to utilise the 5% on £2500 offer for new customers. It would be good to see better offers for existing customers however. Account opening was straightforward, initiated online and finalised in branch. Reviewed on: 24th January 2020

Great customer service

5
Reliable app that offers useful features. Great customer service when needed. Reviewed on: 22nd January 2020

Trustworthy building society

5
Trustworthy building society. Good interest in first £2500 Reviewed on: 16th January 2020

Well Worth It

5
Having been with Nationwide over 10years. I am safe to say I’m a member! Never any issues with my account. My card always works. And customer service is also good. Thank you for standing by me for so long. I’m here to stand by you too! Reviewed on: 15th January 2020

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Nationwide has a range of products available. Check the ratings of each product to find the right one for you. View all products