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NS&I: Premium Bond reviews

3.03
Based on 137 reviews, last reviewed 23rd Nov 2024
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
13%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
43%

Latest highest rating:

4

Chance to win big The chance to win big in the monthly draws is exciting and any winnings are paid tax free. Reviewed on: 23rd November 2024
Douglas B's avatar
Douglas B

Latest lowest rating:

1

They have not issued the bonds or returned my money... They have not issued the bonds or returned my money ,on going for the past year Reviewed on: 26th October 2024
Vincent's avatar
Vincent

About this product

NS&I bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the NS&I's customer service? Smart Money People is fast becoming the UK's leading source of independent NS&I bond reviews. We need your help! By writing your honest reviews, you can help increase trust and transparency in the financial world.

NS&I Premium Bond reviews (137)

Review of the NS&I, Premium Bond:

Safe and reasonable return

5
Bought bonds late last year and have had good returns from them since Reviewed on: 11th March 2023

Chance to win big

4
The chance to win big in the monthly draws is exciting and any winnings are paid tax free. Reviewed on: 23rd November 2024

Premium bonds are an exciting saving account

5
I love saving with premium bonds. I was unsure at the start but once I stared winnings prizes I was confident. I love the thrill of finding out every month and have got close to the prize rate. Reviewed on: 21st November 2024

They have not issued the bonds or returned my money...

1
They have not issued the bonds or returned my money ,on going for the past year Reviewed on: 26th October 2024

Simple process and good return.

5
Simple process and good return. A safe option for saving your money with a higher than average prize return Reviewed on: 11th October 2024

NIGHTMARE COMPANY.

1
NIGHTMARE COMPANY. DO NOT THINK YOUR MONEY IS SAFE WITH THIS COMPANY. THEY OWE ME £7,500 ! AFTER MY FATHER DIED THEY HAVE DONE NOTHING BUT BLOCK MY MONEY AND ARE DOING THEIR UTMOST TO BE HIGHLY DISRESPECTFUL OF SOMEONE WHO HAS LOST THEIR FATHER AND NOT GIVE ME MY MONEY. COMMON SENSE AND EMPATHY THEY HAVE NEVER HEARD OF. DISGUSTING TREATMENT Reviewed on: 18th June 2024

The lucky lottery

5
Premium bonds has not only given me passive income every month, it has also given me the experience of building discipline. I have saved diligently to be able to build up a pot of bonds, and it has also given me the opportunity to feel like I'm playing the lottery. However, it is much more safe as you never lose money, but you still have the potential to win large amounts. Reviewed on: 26th May 2024

They always respond extremely quickly.

5
They always respond extremely quickly. Money transfers are immediate whether it is purchasing bonds or selling them. Reviewed on: 18th April 2024

It is a lottery. Make sure you are aware.

4
I like the idea of the lottery, but so far winning very, very little and way beyond what I'd get in a savings account! Reviewed on: 15th March 2024

Interesting savings option

4
I like the idea of premium bonds, though I’ve not yet won. I consider it a free lottery. Reviewed on: 13th March 2024

Good return

5
Good return monthly with upper savings limit. Tax free and money is safe and easily accessible if needed Reviewed on: 23rd February 2024

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