Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 20,043 reviews, last reviewed 12th Jun 2025
3800% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A very handy option you can use at most retailers A very handy option that you can use at most retailers to spread the cost. Just be careful about paying early as this can sometimes cause you to pay t... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

DON'T TRUST I would like to advise people that PayPal can not be trusted... I tried to claim a refund on a item that was delivered to a different address I never ... Read more Reviewed on: 13th March 2025
Robert M's avatar
Robert M

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (20043)

Easy to use and so far not a single problem

5
Never had any problems and love the ‘pay in 3 option’ Reviewed on: 23rd May 2024

Paypal pay in 3 always comes in handy.

5
Paypal pay in 3 always comes in handy. Their collection is fair and approval is a breeze. Either you're approved or you're not. 90% of the sites I order from use it, so availability is great Reviewed on: 23rd May 2024

Would be good if we could pause payments for refunds...

5
Would be good if we could pause payments for refunds etc Reviewed on: 23rd May 2024

Pay pal - Great Service

5
Pay pal is great for transferring earnings from surveys into my account, but also for spreading the cost of purchases over 3 months with no fees Reviewed on: 23rd May 2024

Easy to use, makes payment easy, spreads cost and ca...

5
Easy to use, makes payment easy, spreads cost and can pay more if you wanted to. Let's you know in advance when payment upcoming. Reviewed on: 23rd May 2024

Great help cost of living able to pay in 3 no intere...

5
Great help cost of living able to pay in 3 no interest has been ideal Reviewed on: 23rd May 2024

A safe and great way to pay

5
PayPal Pay-in-3 is a great way to save and pay for purchases over a specific amount where available. This makes spending tracking good for budgeting. Reviewed on: 23rd May 2024

The process allows for flexibility and also allows m...

5
The process allows for flexibility and also allows me to budget easily. Reviewed on: 23rd May 2024

eccellent helpfor those who cant pay straight away f...

5
eccellent helpfor those who cant pay straight away for their needs Reviewed on: 23rd May 2024

Easy and convenient

5
Easy and convenient PayPal is now my default payment for online purchases Reviewed on: 23rd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50782 reviews
    PayPal
    View all products