Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.8 (2045 reviews)

View other RCI Bank products

4.86

Based on 2,045 reviews, last reviewed 9th Apr 2025

140500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Very easy to invest and keep track. Very easy to invest and keep track. Good bond iffer Reviewed on: 9th April 2025

Latest lowest rating:

2

I could not pay into my savings account, hence it co... I could not pay into my savings account, hence it could not grow. No explanation given Reviewed on: 8th April 2025

Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2045)

Review of the RCI Bank, Fixed Term Savings Account:

Easy to apply & open and good interest rate

although only used twice up to yet, I can't find fault so have to rate high. Good interest rates (considering the way things have been). Easy to apply & open fixed rates, customer service was good when I had a question and money saved paid back quickly. Would use again when I have matured funds. Reviewed on: 17th January 2022

RCI values existing customers

With RCI, what I appreciate most is that unlike other banks, existing customers are valued and given the best rates as well as new customers. Reviewed on: 9th April 2025

Smart banking

Very easy to use and excellent savings rates. Reviewed on: 9th April 2025

Great rates and super service.

Great rates and super service. Online app straight forward and eaysy to use. Reviewed on: 9th April 2025

RCI review by OAP

RCI Interest rates are competitive, their web site is easy to navigate, even for me in my eighties and with little IT experience. Definitely recommend to all age groups. Reviewed on: 9th April 2025

Confidence

Excellent communications and an easy to use app, have given me a lot of confidence in this bank Reviewed on: 9th April 2025

always helpful

always helpful no problems good interest rates Reviewed on: 9th April 2025

An excellent account with fine service

An excellent account with fine service Reviewed on: 9th April 2025

good easy to navigate the website

good easy to navigate the website Reviewed on: 9th April 2025

I have never had any trouble with RCI, I conduct my...

I have never had any trouble with RCI, I conduct my affairs with the bank online and their web pages are clear and easy to use Reviewed on: 9th April 2025

Very happy with the experience of.

Very happy with the experience of. Baking with RCI so far Reviewed on: 9th April 2025

Alternative products

Savings
from NHS Credit Union 4.96 from 777 reviews
Junior Instant Access Savings
from Danske Bank UK 4.40 from 2 reviews
Savings
from Enterprise Credit Union 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub