Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (2937 reviews)

View other RCI Bank products

4.88

Based on 2,937 reviews, last reviewed 31st Jan 2026

42400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy website Straight forward registration and logging on Reviewed on: 31st January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (2937)

Highly recommended

Easy to open online, easy to manage, wouldn't hesitate to recommend Reviewed on: 29th January 2026

Great rates, excellent service and support

Opening my fixed term account through thr RCI app was easy and relatively quick to set up. Able to access monitor savings on the go but suggest the app is updated, however is reliable. Customer service is excellent and speaking to a real person is very helpful. Reviewed on: 29th January 2026

Some very good reasons to save with RCI.

I have several Fixed Term Savings accounts with RCI and have done so for many years. The main reasons for this are the very competitive interest rates on offer and the efficiency with which they operate my accounts. If I have any queries, I can telephone or send a secure message. Reviewed on: 29th January 2026

Good return with a minimum of fuss

Good return with a minimum of fuss Reviewed on: 29th January 2026

A Trustworthy and Reputable UK Bank

I've been a saver with RCI Bank for many years now for their competitive interest rates and straight forward, easy to understand online platform. All this from a trustworthy and reputable bank. Reviewed on: 29th January 2026

Banking made easy

I have had two fixed rate fixed term savings accounts and found both products to be great .The communication when they matured was very informative and guided me well . They were linked to a flexi savings account which in turn is linked to my Current account with another bank making the whole process of depositing money and withdrawing money seamless. Reviewed on: 29th January 2026

Good service and a very easy to use App

Good service and a very easy to use App Reviewed on: 29th January 2026

Excellent company to deal with.

Excellent company to deal with. Good rates, good communication and easy to use app. Reviewed on: 29th January 2026

Seamless, end to end.

Seamless, end to end. I wasn't previously aware of this Bank, and now regularly check to make sure I don't miss out on any excellent offers like the one I was lucky to find out about! Reviewed on: 29th January 2026

one of the very best.

Never had a problem with this bank. Customer help is excellent Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

E-Volve Savings Notice Account
from RCI Bank 4.86 from 215 reviews
Savings
from Close Brothers Savings 4.89 from 3905 reviews
Savings
from Plane Saver Credit Union 4.87 from 2156 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.88 from 8631 reviews
95 Day Notice Account
from RCI Bank 4.87 from 640 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 215 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub