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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,959 reviews, last reviewed 20th Apr 2026
137900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026
Christopher P's avatar
Christopher P

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3959)

I have a 2 year and 3 year fixed rate bond

5
I have a 2 year and 3 year fixed rate bond; the 2 year bond having just matured. RCI offered the best rates at time of opening, have paid interest monthly to my linked current account on time, given accurate instructions/options at the time of the 2 year bond maturity and transferred my funds to my linked account as per my instructions and on the day of maturity. Reviewed on: 15th April 2026

EaseMr T of use.

5
Ease of use. Good products good on line. Information Reviewed on: 15th April 2026

First class & very satisfied with the service we hav...

5
First class & very satisfied with the service we have received Reviewed on: 15th April 2026

Very responsive & excellent service.

5
Very responsive & excellent service. They offer one of the best fixed rate products on the market and are extremely easy to do business with. Their communication with customers is first rate and always quick. Its easy to open an account and its a secure process. To this extent I now have two fixed accounts and a Freedom account. A very professional and trustworthy company. Reviewed on: 15th April 2026

Easy opening account

5
Very easy to navigate online and the few questions I had very answered quickly and easily without being transferred to a call centre in a different country ! Reviewed on: 15th April 2026

Keeps you fully updated and offers good rates

5
Keeps you fully updated and offers good rates Reviewed on: 15th April 2026

Easy to set up account.

5
Easy to set up account. Good interest rates. Easy to take money in and out Reviewed on: 15th April 2026

Good interest rates

5
Good interest rates and easy to use Reviewed on: 15th April 2026

Nothing to add.

5
Nothing to add............................... Reviewed on: 14th April 2026

Opening and transfering funds was simple.

5
Opening and transfering funds was simple. Reviewed on: 14th April 2026

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