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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3964 reviews)

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4.85

Based on 3,964 reviews, last reviewed 15th Oct 2026

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

One side was excellent the other was not so good. One side was excellent the other was not so good. Like of fast reply. Very lengthy process on the not so good transfer.. But the excellent site, was s... Read more Reviewed on: 15th October 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Fixed term savings account reviews (3964)

RCI Happy

Intrerest paid monthly and staff helpful and supportive. No waiting times on telephone. I feel secure banking with RCI Reviewed on: 15th April 2026

Only had a few dealings, as I do on line...

Only had a few dealings, as I do on line Reviewed on: 15th April 2026

RCI bank always offers competitive interest rates.

I've found RCI bank very helpful and receptive to my queries and respond with calm and friendly approach. Especially as a senior customer I find this very supportive. Their savings interest rates are always very competitive, and we also like the Evolve notice account with higher rates then competition. well done please keep it up. Reviewed on: 15th April 2026

I GENUINELY FEEL 'LOOKED AFTER' BY RCI

I have a five year fixed rate bond and have been very happy for RCI to look after my money for a rather long period of time, which gives me confience. My experience has been totally hassle-free with no worries or upsets. I genuinely feel 'looked after' by RCI Reviewed on: 15th April 2026

Easy access & navigation of products

Easy access & navigation of products Reviewed on: 15th April 2026

I have a 2 year and 3 year fixed rate bond

I have a 2 year and 3 year fixed rate bond; the 2 year bond having just matured. RCI offered the best rates at time of opening, have paid interest monthly to my linked current account on time, given accurate instructions/options at the time of the 2 year bond maturity and transferred my funds to my linked account as per my instructions and on the day of maturity. Reviewed on: 15th April 2026

EaseMr T of use.

Ease of use. Good products good on line. Information Reviewed on: 15th April 2026

First class & very satisfied with the service we hav...

First class & very satisfied with the service we have received Reviewed on: 15th April 2026

Very responsive & excellent service.

Very responsive & excellent service. They offer one of the best fixed rate products on the market and are extremely easy to do business with. Their communication with customers is first rate and always quick. Its easy to open an account and its a secure process. To this extent I now have two fixed accounts and a Freedom account. A very professional and trustworthy company. Reviewed on: 15th April 2026

Easy opening account

Very easy to navigate online and the few questions I had very answered quickly and easily without being transferred to a call centre in a different country ! Reviewed on: 15th April 2026

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