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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,026 reviews, last reviewed 12th Feb 2026
51100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good. All good. Nothing to complain about Reviewed on: 12th February 2026
Christine Caisbrook 's avatar
Christine Caisbrook

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3026)

Hassle free saving

5
Been saving with RCI for a few years now and find the whole experience easy, simple and good interest rates. Reviewed on: 5th February 2026

Complete Satisfaction

5
We have used RCI bank for saving for several years and are most satisfied with the service provided. Reviewed on: 5th February 2026

Fantastic long terms fixed rates and excellent custo...

5
Fantastic long terms fixed rates and excellent customer service! Reviewed on: 4th February 2026

Very competitive rates.

5
Very competitive rates. Good communication. Easy to understand website layout design. Quick and safe to deposit money. Reliable service from a trusted bank. Will recommend. Reviewed on: 4th February 2026

Straight forward applying

5
It was easy to navigate the site and apply for the account. I was kept informed promptly throughout the process. Reviewed on: 4th February 2026

good move

5
process for opening account was very straightforward.The information provided was excellent. Reviewed on: 4th February 2026

Would recommend RCI as a home for your savings

5
Very easy to use and great company to invest with Reviewed on: 4th February 2026

Easy to use and perfect for my needs

5
Easy to use and perfect for my needs Reviewed on: 4th February 2026

Very satisfactory and very pleasing.

5
Very satisfactory and very pleasing. Reviewed on: 4th February 2026

We have saved with RCI for several years pity they d...

5
We have saved with RCI for several years pity they do not do ISA's Reviewed on: 4th February 2026

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