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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

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4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3554)

Easy to open account and good rate of interest.

Easy to open account and good rate of interest. Managing the account online is easy too. Reviewed on: 21st March 2026

Fantastic Service & Highly Recommended

I was recommended RCI Bank for my savings by a relative and have been incredibly impressed by the highly competitive interest rates and the ease of setting up the accounts. I have recommended RCI to multiple people, some of whom have invested their money with them. Reviewed on: 21st March 2026

Good interest rates.

Good interest rates. User-firendly website. Good communications. Reviewed on: 21st March 2026

Good rates to encourage saving and easy to apply and...

Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

EASY TO USE APP AND RATE WAS COMPETITIVE

EASY TO USE APP AND RATE WAS COMPETITIVE Reviewed on: 20th March 2026

The initial account opening was expremely easy, the...

The initial account opening was expremely easy, the rates are very good and I always receive very good customer service with any query I have when I ring up. Hopefully at the end of my fixed rate I will be able keep my funds with RCI with another high interest rate Reviewed on: 20th March 2026

On line banking clear and easy to understand.

On line banking clear and easy to understand. Haven't had the need to ring recently, but in the past all queries have been dealt with. Reviewed on: 20th March 2026

Supportive customer service and great products

It has been so reassuring to have such an excellent Customer Service team available at the end of a phone and the interest rates offered by RCI are always competetive. Reviewed on: 20th March 2026

Have only had contact online but it must have been g...

Have only had contact online but it must have been good as we were able to sort out what we needed to do online Reviewed on: 19th March 2026

Great products and easily transferable within RCI

Great products and easily transferable within RCI Reviewed on: 19th March 2026

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