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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,554 reviews, last reviewed 26th Mar 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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9%
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1%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026
SonPR's avatar
SonPR

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3554)

RCI Bank

5
Excellent rates of interest When i have contacted RCI the staff has been very helpful. I have used other providers in the past but found RCI excellent I would recommend people try Bank as im using fixed term account but they have okenty of other accounts to offer. Reviewed on: 17th March 2026

Easy to setup account.

5
Easy to setup account. can speak to someone in person in English and not automated. Reviewed on: 17th March 2026

Simple, clear communication.

5
Simple, clear communication. Good interest rate, clear web site. Reviewed on: 17th March 2026

Excellent & fast communication with a secure means o...

5
Excellent & fast communication with a secure means of contact. They represent one of the best products for value and are always competative Reviewed on: 17th March 2026

Great interest rate and regular tips.

5
Great interest rate and regular tips. Always give advance warning of system downtimes. And receive regular updates regarding fraud acting as a constant reminder to be Reviewed on: 17th March 2026

Great fixed savings account

5
Found a good fixed rate deal Found the process easy and transparent. Reviewed on: 17th March 2026

I am exceptionally satisfied with the service a leve...

5
I am exceptionally satisfied with the service a level of simplicity of using the RCI app. Reviewed on: 17th March 2026

High Standards

5
My first priority is always the interest rate offered and RCI is consistently competitive. I also value good customer service where operatives are knowledgeable, professional, friendly - and pick up calls quickly! I have been a customer for some years and feel reassured I will receive this standard of service when I need to speak to someone. Reviewed on: 17th March 2026

Nice to deal with.

5
Always easy & good service, everything explained well, simple re investment at competitive rates. regular updates for additional services. Reviewed on: 17th March 2026

Great for fixed term savings accounts

5
I've got a fixed term saving bond with a good interest rate. I've not has any issues so far the process is quite smooth and online platform easy to use Reviewed on: 17th March 2026

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