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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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See only 5 star reviews
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Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Easy, secure online saving

4
No experience with customer service so unable to comment. Interest rates are not as favourable as they were. Reviewed on: 12th April 2025
Michelle K's avatar
Michelle K

25 years with RCI

5
I have been with RCI for over 25 years using their Fixed Savings Bonds.. Various terms to suit my future cash flow, home holidays car. The interest rates have been always up with the best at the end of the term - I Just transfer to a new term. No problem and no worry. Reviewed on: 12th April 2025
Roger S's avatar
Roger S

Easy to open, easy to deposit and remove money all w...

5
Easy to open, easy to deposit and remove money all with good rates Reviewed on: 12th April 2025
Money's avatar
Money

I've been a customer of RCI bank's for several years...

5
I've been a customer of RCI bank's for several years and always found the staff helpful, knowledgeable and courteous, finding solutions promptly. Their products are competitive and straightforward - no hidden quirks or unpleasant surprises - with a little reward for fixed bond loyalty. Reviewed on: 12th April 2025
Nigel T's avatar
Nigel T

very good customer service and easy websites

5
very good customer service and easy websites Reviewed on: 12th April 2025
Colin C's avatar
Colin C

Easy to bank, great interest rates.

5
Easy to open both a savings and fixed savings account. Some issue with transferring money initially which was quickly sorted by the team. Reviewed on: 12th April 2025
Gaynor W's avatar
Gaynor W

Very easy to set up the savings account and easy...

5
Very easy to set up the savings account and easy to use Reviewed on: 12th April 2025
Carole A's avatar
Carole A

Long Standing Customer

5
Having been a customer for a few years I have found that RCI Bank have been very courteous and professional with my account and would recommend anyone to invest with them. Reviewed on: 12th April 2025
Byers Watson's avatar
Byers Watson

Great interest rates

5
Very happy with customer service and products. Reviewed on: 12th April 2025
Susan B's avatar
Susan B

Competitive rate and easy application

5
Competitive rate and easy application Reviewed on: 11th April 2025
Colin M's avatar
Colin M

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