Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,554 reviews, last reviewed 26th Mar 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026
SonPR's avatar
SonPR

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3554)

Saving couldn’t be easier

5
I would never have been able to save as easily if not for the notice account. So easy to set up and completely enjoyable service. Reviewed on: 16th March 2026

Easy to open new accounts online.

5
Easy to open new accounts online. Excellent email service to acknowledge deposits. As a customer you feel appreciated, so what more could you ask? Reviewed on: 16th March 2026

Everything smooth online.

4
Everything smooth online. Good rates. Reviewed on: 16th March 2026

Very clear information and easy to follow and very h...

5
Very clear information and easy to follow and very helpful when on the telephone and feel secure when using online Reviewed on: 16th March 2026

quick and easy to get set up and transfer monies...

5
quick and easy to get set up and transfer monies into Reviewed on: 16th March 2026

Generally an easy to access and use web page

5
Generally an easy to access and use web page and friendly and efficient staff to help on the phone in the event of any clarification. Good rates of interest. Reviewed on: 16th March 2026

No hassle, no complications

5
When I fixed my funds, I just left it in there. RCI does the rest without hassle or complications, which is exactly what you need when you put your money away. Upon maturity, everything was carried out as requested. Reviewed on: 16th March 2026

Not much to say really.

5
Not much to say really. I deposit money on-line into accounts when the interest rate provided is good or better than is available elsewhere. Reviewed on: 16th March 2026

Top notch all round

5
Top notch all round: competive rates, excellent servicecustomer friendly and clear. communication. Reviewed on: 16th March 2026

Online banking services.

5
Online banking is enduring. The products are competitive. Reviewed on: 16th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10661 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 842 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products