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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

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4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3554)

Great for Fixed Rate Savings

Had a fixed rate account for two years then renewed for another three. I get a monthly interest payment. Never had any issues and a good competitive rate. Reviewed on: 16th March 2026

efficient, transparent and expedient

efficient, transparent and expedient Reviewed on: 16th March 2026

My experience

Always keep me informed. Friendly and simple updates. Simple to re-invest when everything is at your finger tips Reviewed on: 16th March 2026

Competitive rates, website and excellent comms.

Competitive rates and excellent communication together with a user friendly website. my experience over several years and remain very stasified. Reviewed on: 16th March 2026

No issues.

No issues. Website works well. Happy with product. Reviewed on: 16th March 2026

Extremely helpful customer service employees.

Extremely helpful customer service employees. Reviewed on: 16th March 2026

Great interest rate for my fixed term, good communic...

Great interest rate for my fixed term, good communications, often recieving notifications, very happy with my choice. Reviewed on: 16th March 2026

all good.

all good. nothing to complain about Reviewed on: 16th March 2026

RCI offer excellent savings rates and great service

Have been saving with RCI Bank since they started. Savings rates are always very competitive and they give a very good and efficient service. Delighted to see that they have now added fixed rate ISAs. Reviewed on: 16th March 2026

It's easy to save with them, however it takes a whil...

It's easy to save with them, however it takes a while to get th money back Reviewed on: 16th March 2026

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