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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Easy to use and set up on line.

5
Easy to use and set up on line. Competitive interest rates Reviewed on: 2nd February 2026

Feedback

5
Not had any problems . I just have one account so don't really have anything else to add. Reviewed on: 2nd February 2026

Excellent online savings account

5
Straightforward to set up an online account and a great website experience. Clear and easy to navigate. Really good interest rate - the best available at the time and rated by Money Saving Expert. Reviewed on: 2nd February 2026

Really easy to operate online.

5
Really easy to operate online. Opened immediately. Easy to see accumuated interest and good rate of interest. Reviewed on: 1st February 2026

Have 3 accounts with RCI absolutely faultless Custo...

5
Have 3 accounts with RCI absolutely faultless Customer service and app is so easy to use Reviewed on: 1st February 2026

very easy to use and i am very impressed with the we...

5
very easy to use and i am very impressed with the website Reviewed on: 1st February 2026

Good online service and reasonable interest rate

5
Good online service and reasonable interest rate Reviewed on: 1st February 2026

RCI fixed rate bond

5
It was a good experience and an easy setup. Reviewed on: 1st February 2026

Everything fine no worries.

5
Everything fine no worries. I have only been with RCI for a short while but am very pleased with everything so far. Reviewed on: 1st February 2026

Easy to manage app, good service , reliable

5
Easy to manage app, good service , reliable Reviewed on: 1st February 2026

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