Smart Money People Logo

RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

RCI Bank are excellent to deal with, no faff no fuss.

5
RCI Bank are excellent to deal with, no faff no nonsense all customer information is easily accessible and understandable, their customer service second to none, I would recommend them to anyone. Reviewed on: 16th April 2026

RCI Bank website works perfectly.

5
Very straight forward and clearly designed website.Good history and nice to know the link to Renault.Love France. Reviewed on: 16th April 2026

Efficient and reliable company.

5
Efficient and reliable company. Definitely would recommend them . Reviewed on: 16th April 2026

Always VERY COMPETETIVE.

5
Always VERY COMPETETIVE. Superb web site. Easy navigation. Quick. Very efficient. Reviewed on: 16th April 2026

It was very straightforward and managed well

5
It was very straightforward and managed well Reviewed on: 16th April 2026

Efficient Service-on the phone the staff was very he...

5
Efficient Service-on the phone the staff was very helpful Reviewed on: 16th April 2026

Excellent savings choices

5
I have saved with RCI for several years. They provide great products, with good interest rates. The associated T&Cs are clear. The app is easy to use. I have recommended RCI to friends and will continue to bank with them into the future. Reviewed on: 16th April 2026

The app is simple and straightforward to navigate, a...

5
The app is simple and straightforward to navigate, and they responded quickly to my concerns. Reviewed on: 15th April 2026

RCI Happy

5
Intrerest paid monthly and staff helpful and supportive. No waiting times on telephone. I feel secure banking with RCI Reviewed on: 15th April 2026

Only had a few dealings, as I do on line...

5
Only had a few dealings, as I do on line Reviewed on: 15th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11983 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products