Smart Money People Logo

RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Easy platform to use.

5
Easy platform to use. Good value generally Reviewed on: 16th April 2026

Excellence

5
Very efficient service and an excellent rate of interest. Reviewed on: 16th April 2026

Friendly, informative and helpful.

5
Friendly, informative and helpful. Emails regularly sent to keep me updated. App good. Reviewed on: 16th April 2026

straightforward to open and maintain

5
Account straightforward to open and maintain. Reviewed on: 16th April 2026

Easy and good rates.

5
Very easy to set up account and offers good interest rates. Reviewed on: 16th April 2026

Good overall bank with helpful staff

4
Good overall bank with helpful staff Reviewed on: 16th April 2026

Constant and clear communication, easy to set up, an...

5
Constant and clear communication, easy to set up, and - when I've had to use it - excellent customer service. Reviewed on: 16th April 2026

Excellent internet banking service.

5
Easy to manage savings through phone app, hassle free when moving money between accounts, good interest rate on savings. Safe place to deposit money for fixed term savings. Reviewed on: 16th April 2026

Reliable RCI

5
Prompt professional service confidence in 4 RCI Accounts in our family reliability was key for us and they certainly delivered Reviewed on: 16th April 2026

Helped when needed

5
When I had a problem they stayed on the line with me until it was sorted Reviewed on: 16th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11983 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products