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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,524 reviews, last reviewed 18th Mar 2026
97400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open account. Easy to open account. Hood rate of interest. Reviewed on: 18th March 2026
Sheila P's avatar
Sheila P

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3524)

RCI Bank

5
Excellent rates of interest When i have contacted RCI the staff has been very helpful. I have used other providers in the past but found RCI excellent I would recommend people try Bank as im using fixed term account but they have okenty of other accounts to offer. Reviewed on: 17th March 2026

Easy to setup account.

5
Easy to setup account. can speak to someone in person in English and not automated. Reviewed on: 17th March 2026

Simple, clear communication.

5
Simple, clear communication. Good interest rate, clear web site. Reviewed on: 17th March 2026

Excellent & fast communication with a secure means o...

5
Excellent & fast communication with a secure means of contact. They represent one of the best products for value and are always competative Reviewed on: 17th March 2026

Great interest rate and regular tips.

5
Great interest rate and regular tips. Always give advance warning of system downtimes. And receive regular updates regarding fraud acting as a constant reminder to be Reviewed on: 17th March 2026

Great fixed savings account

5
Found a good fixed rate deal Found the process easy and transparent. Reviewed on: 17th March 2026

I am exceptionally satisfied with the service a leve...

5
I am exceptionally satisfied with the service a level of simplicity of using the RCI app. Reviewed on: 17th March 2026

High Standards

5
My first priority is always the interest rate offered and RCI is consistently competitive. I also value good customer service where operatives are knowledgeable, professional, friendly - and pick up calls quickly! I have been a customer for some years and feel reassured I will receive this standard of service when I need to speak to someone. Reviewed on: 17th March 2026

Nice to deal with.

5
Always easy & good service, everything explained well, simple re investment at competitive rates. regular updates for additional services. Reviewed on: 17th March 2026

Great for fixed term savings accounts

5
I've got a fixed term saving bond with a good interest rate. I've not has any issues so far the process is quite smooth and online platform easy to use Reviewed on: 17th March 2026

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