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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Excellent Bank to work with!

We have used RCI for many years for some of our Pension Investments including 4/5 year Bonds and their excellent Freedom Account for a current account that always pays a competitive interest. As we are now well into our retirement we always look for a professional bank who will always look after our interests and not cause us worry. RCI address all our criteria in terms of interest competiveness, solid business attitude, and an excellent web site for all our on-line needs. Well done! Reviewed on: 3rd March 2022

Great value products

RCI's Fixed Term Account interest rates are very competitive and their online site is easy to navigate. Reviewed on: 3rd March 2022

Top Customer Service

Having opted for the best rate fixed saver at the time I was backed up by excellent telephone service to assist with my enquiries. Reviewed on: 3rd March 2022

Great service, good interest rate

Good online service, easy to access, easy to use, very good information Reviewed on: 3rd March 2022

Complete Satisfaction

My first ever review and i have nothing but praise for the way we were dealt with by the banks representatives. Reviewed on: 3rd March 2022

Mr Stephen Lockie

I can not fault First Direct, the app and website are intuitive so easy to use and they are always available if I need to speak to somebody...which is not often. Everything I need in a Bank. Reviewed on: 3rd March 2022

staying with banks through thick and thin doesn't always pay off

Had an investment account, never closed it, hoping that returns would start to go up again Reviewed on: 3rd March 2022

RCI is good to save with

RCI provides a good range of secure and competitive savings products, its website is easy to use, and the company keeps customers well informed. The only complaint that I have (a small one) is that withdrawals usually take a couple of days to reach my bank - within 24 hours would be better Reviewed on: 3rd March 2022

This savings account is very good

This saving account is very good Reviewed on: 3rd March 2022

One satisfied customer

Procedures are straight forward and easy follow Reviewed on: 3rd March 2022

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