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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Fixed savings account

I was given a sum of money by my parents and decided to invest with RCI bank, good amount of interest each year, higher than the standard banks, will definitely do again when this matures. Reviewed on: 3rd March 2022

Stillpoor interest rates

some of the banks still show V poor interest rates - RCI are better than most, but still not great Reviewed on: 3rd March 2022

Best Choice I Made

Investing money in the Fixed Term Savings Account was a really good choice for me. I have used RCI for a number of years. All the online services have always been great and I have always felt well looked after by the bank. Reviewed on: 3rd March 2022

Simple and easy to use

Great little no nonsense product Reviewed on: 3rd March 2022

Savings rate

The principal advantage of RCI was the competitive rate. Reviewed on: 3rd March 2022

A newish bank but good rates

Offers a good product and smooth operation Reviewed on: 3rd March 2022

Best interest rate

Best fixed term interest rate avaialble at time...app easy to use Reviewed on: 2nd March 2022

Easy to use on line banking

Great bank for saving, customer service & easy access! Reviewed on: 2nd March 2022

Very good service

Positive experience with my fixed savings account Reviewed on: 2nd March 2022

Best Account

I had a very good customer experience. Reviewed on: 2nd March 2022

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