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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good interest rate

Could get my money out at any time, if I needed to, and a good interest rate. Reviewed on: 2nd March 2022

Increase Interest Rates

I have a number of different bank accounts, and RCI are the only ones increasing the interest rates. Much appreciated, and makes me determined to send any spare cash their way. Reviewed on: 2nd March 2022

The best interest rate

Reliable interest and service. Easy to set up the account and not had any issue thus far with them. Reviewed on: 2nd March 2022

Glad to bank with RCI

When I have spoken to someone at RCI I have always found them efficient polite and knowledgeable. Reviewed on: 2nd March 2022

good rate good service

I went for RCI because they were offering the best interest rates. I have found them to be efficient and easy to work with. Reviewed on: 2nd March 2022

Great product

Great product, registration easy and easy company to deal with Reviewed on: 2nd March 2022

Mackay

Reliable bank. Easy to make business with. Reviewed on: 2nd March 2022

Good

Can't complain about anything from the service provided Reviewed on: 2nd March 2022

So easy to use with an outstanding rate

Very smooth process for a market leading interest rate Reviewed on: 2nd March 2022

Simple navigation around webpages

I have two fixed term savings account and I'm really impressed how easy it is to navigate around the website. Reviewed on: 2nd March 2022

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