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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Fixed Rate Account

Fair and competitive rates. Simplicity of opening an account. Always helpful staff. Reviewed on: 2nd March 2022

Interest rates better than most

Interest are fair. However, I i'll take the chance with premium bond. Reviewed on: 2nd March 2022

saving rates

A good web site, helpful staff and after a blip savings rates are becoming competitive again. Reviewed on: 2nd March 2022

All good

All good experience, no complaints. Reviewed on: 2nd March 2022

Excellent efficicient service

This was easy to do. I set up a joint fixed savings account. The interest was explained with an example and was the most competitive rate on the market, so more for your wonga. The online process was easy and the follow up paper info was professional. I would highly recommend this product and service Reviewed on: 2nd March 2022

Top rates & app

Rates were the highest when I opened the account and have remained very competitive. Never had the need to phone as all straight forward using the app Reviewed on: 2nd March 2022

A bank which provides great service and savings products

I have invested in RCI savings products for many years as they offer competitive rates for fixed term investments. The online service to manage the accounts is easy to access and review. As a regulated bank in the UK and the financing arm of a major French auto manufacturer, I am fully confident in RCI's solvency and creditworthiness, knowing also that the deposits are guaranteed by the Financial Services Compensation Scheme up to £85,000. RCI is one of the main financial institutions I look at for savings opportunities. Reviewed on: 2nd March 2022

Good service

I am always kept informed of any changes that may effect my account and am never bombarded with sales, marketing & promotions. Reviewed on: 2nd March 2022

Excellent interest rates consistently over the years I have been a customer.

Easy to talk to, excellent staff who know their business, courteous to a fault when speaking, cannot rate RCI highly enough. Reviewed on: 2nd March 2022

Interest!!!

Great online bank. We've got several fixed rate savings accounts, paying a very good rate of interest compared to other banks and your money is safe. I find the app and web site easy to navigate. Reviewed on: 2nd March 2022

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