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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Great Bank

Very good interest rates and an easy website important for online banking. Reviewed on: 2nd March 2022

Efficient & Friendly Service

Efficient and friendly banking service Reviewed on: 2nd March 2022

Excellent company

I have a number of accounts with RCI and the rate of interest is very good and the service is excellent. Reviewed on: 2nd March 2022

RCI Bank has been a great place for my savings, very efficient and no issues have arisen.

Very happy to have used RCI Bank and will recommend them in the future. Easy to use online. Reviewed on: 2nd March 2022

Medium term bonds

Appropriate professional service throughout. Reviewed on: 2nd March 2022

competitive interest rate

My account provides a competitive interest rate and is very easy to manage. Reviewed on: 2nd March 2022

Easy to deal with

Easy to deal with, questions answered promptly. Site easy to navigate, and you are always kept up-to-date with any changes etc. Additionally they also provide loyalty rates for existing customers which makes you feel valued and more than just a number. Reviewed on: 2nd March 2022

chosen for the best savings rate from a reliable bank with good online access

I did some research and RCI seemed to offer a good savings rate for a fixed term. It was easy to set up online and I felt assured that it was covered by FSCS. Reviewed on: 2nd March 2022

Friendly and efficient

I have found RCI bank to be fair and helpful. The online service means that they're available 24 hours avday Reviewed on: 2nd March 2022

Ease of use

The bank is helpful, straightforward and easily accessible online Reviewed on: 2nd March 2022

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