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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Great!

Thank you RCI bank for your competitive accounts Reviewed on: 2nd March 2022

Simple, straightforward, effective.

I have a one year fixed term savings account with you. It was easy to set up, and the interest rate, by today's dismal standards, is very fair. On the single occasion when I had to contact your Customer Services your agent was helpful, professional and resolved my issue immediately. What more could I ask of a savings account provider? I have already recommended your account to my younger brother. Reviewed on: 2nd March 2022

Really good bank

I've got fixed term & freedom a/cs market leaders, really great service Reviewed on: 2nd March 2022

Great Customer Service and easy to understand

I really appreciate the communications from the RCI Bank. They make it easy to understand, and I am not the best generally at managing finances on my computer. Found it easy to decide what to do when time of fixed fund finished. And feel confident in them as a bank. Reviewed on: 2nd March 2022

Good supportive service when talking to staff at RCI

I have received helpful support and advice from staff when phoning to discuss my investments. Reviewed on: 2nd March 2022

I would definitely recommend

I have found the customer service easy to get through to by phone and assistants very helpful Reviewed on: 2nd March 2022

Better interest rate

good service is always assured from RCI and the interest rate is the best from the main banks. Reviewed on: 2nd March 2022

reliable,trustworthy

I have had no issues,since being a customer.Always kept up to date on products,and offers.Very reliable knowledgeable customer services,they have always answered any questions I have asked,with confidence and reliability. Keep up the good work RCI Reviewed on: 2nd March 2022

Great friendly bank

The bank is easy to contact and staff are very helpful and knowledgeable. They communicate well and have managed to increase interest rates in an uncertain world. Reviewed on: 2nd March 2022

Highly recommended

Very easy bank to deal with. Excellent app. Reviewed on: 2nd March 2022

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