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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,959 reviews, last reviewed 20th Apr 2026
137900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
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1%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026
Christopher P's avatar
Christopher P

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3959)

RCI bank reliable good service .

4
Easy to open and operate the accounts.Interest rate average. Reviewed on: 23rd February 2022

Everything from the time of opening the account to the present has been easy and transparent

5
The two year fixed term was a good investment at the time. Obviously there was a lot of other similar choices but given the overall experience since I still feel I made the right decision to go with RCI Bank. Reviewed on: 22nd February 2022

Good rates and regular updates

5
I have had a positive experience of setting up my RCI account, receiving regular updates and am sure I would have good customer service if I ever needed it! Reviewed on: 13th February 2022

In good hands

5
Interest rate is okay better than some. Easy to use. Peace of mind for Length of bond. Reviewed on: 11th February 2022

Super recommend

5
Smooth sign up and user interface. Great interest rate! Reviewed on: 8th February 2022

Safe place for savings

4
Never had any problems or need to contact Reviewed on: 6th February 2022

Perfect

5
Opening and managing an account with RCI is simple and uncomplicated Reviewed on: 5th February 2022

Really look after us

5
Preferential rates - when our fixed savings are due to mature - great rates & covered by FCS peace of mind Reviewed on: 3rd February 2022

Excellent interest rates

5
A Bank that is easy to work with and offers very competitive interest rates. I reccomend it to anyone Reviewed on: 31st January 2022

Great, no problems

5
Excellent customer service, no problems using online banking Reviewed on: 30th January 2022

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