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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

49% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Market leading rates and friendly staff.

I have personally used RCI for a number of years and quite honestly would not change a thing, it's not all about rates it about overall customer service and in my experience I find RCI to be just superb. Reviewed on: 2nd March 2022

Dynamic bank

Never knew about RCI previously but so glad I did find them now. Reviewed on: 2nd March 2022

Brilliant

Trustworthy and great bank to be with Reviewed on: 2nd March 2022

RCI bank reliable good service .

Easy to open and operate the accounts.Interest rate average. Reviewed on: 23rd February 2022

Everything from the time of opening the account to the present has been easy and transparent

The two year fixed term was a good investment at the time. Obviously there was a lot of other similar choices but given the overall experience since I still feel I made the right decision to go with RCI Bank. Reviewed on: 22nd February 2022

Good rates and regular updates

I have had a positive experience of setting up my RCI account, receiving regular updates and am sure I would have good customer service if I ever needed it! Reviewed on: 13th February 2022

In good hands

Interest rate is okay better than some. Easy to use. Peace of mind for Length of bond. Reviewed on: 11th February 2022

Super recommend

Smooth sign up and user interface. Great interest rate! Reviewed on: 8th February 2022

Safe place for savings

Never had any problems or need to contact Reviewed on: 6th February 2022

Perfect

Opening and managing an account with RCI is simple and uncomplicated Reviewed on: 5th February 2022

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