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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
49% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

excellent in banking

5
good banking and service all ways keeps you informed Reviewed on: 7th March 2022

Brilliant Bank

5
Absolutely brilliant fixed interest rates and complete ease of banking. Reviewed on: 6th March 2022

Efficient

4
Efficient handling of application Reviewed on: 6th March 2022

Easy savings for best results

5
Very quick & efficient service from the staff both on the phone and online Reviewed on: 4th March 2022

Solid, professional banking services

5
RCI is a top-class bank that has given me solid service for the past 6 years. Am looking forward to being one of their customers for the next three. Reviewed on: 4th March 2022

Good investment choice

5
I invested with RCI as it was top of the list of fixed investment accounts on https://www.moneysavingexpert.com/. I've not experienced any issues with the investment / company so happy to share a positive review based on my 2 years experience with RCI. Reviewed on: 4th March 2022

Good service

5
Excellent and personal service. No problem getting attention Reviewed on: 4th March 2022

Clear, simple, and safe online savings

5
Very simple to open the account online. Website works well and is easy to navigate. RCI provides competitive rates. Reviewed on: 4th March 2022

happy customer

5
Good service and competitive interest Reviewed on: 3rd March 2022

Great Company

5
RCI are proactive to support your needs to recommend the best products. They are so easy to deal with which is important. A great vibe from this banking company unlike others on the market! Reviewed on: 3rd March 2022

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