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Saga: Car insurance reviews

4.76
Based on 5,327 reviews, last reviewed 6th Mar 2025
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Latest highest rating:

5

good renewal price. dont rip you off good renewal price. dont rip you off Reviewed on: 7th September 2024
Michael Q's avatar
Michael Q

Latest lowest rating:

1

Will never use SAGA again Had an "incident" where a driver ran a red light, cutting across me, and I slammed into her at about 40mph. My VW Polo worked brilliantly - crumple zo... Read more Reviewed on: 6th March 2025
R G's avatar
R G

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

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Saga Car insurance reviews (5327)

INCOMPETENT

1
I would not recommend Saga to my worst enemy. They are incompetent and their internal communications are entirely non-existent. I really hope I never have to make a claim; they aren't even capable of setting up a simple car insurance policy without making numerous errors. Reviewed on: 18th August 2018

Car insurance

5
Helpful competitively priced. English based call centre Reviewed on: 15th August 2018

Reliable cover at a reasonable price

5
We have recently changed to Saga for our car insurance as the price was very good, we have not (thank goodness) needed to claim for any damage so I cannot comment on that. However when dealing with the call staff I have found them very helpful and polite. I would recommend giving these a go. Reviewed on: 17th July 2018

Best Price for Good Cover

5
I was pleased to see that my Saga quote beat the nearest by over £80.  It was easy to apply on line and I feel confident at this company has been trading for quite a while with a good reputation. Reviewed on: 5th April 2018

Very expensive renewal quotes

2
Used SAGA for two cars over many years. Initially, premiums were very competitive and customer service was excellent. However, despite never making a claim on either motor policy, the renewal premiums for the same cars began to rise very significantly. I think SAGA were taking advantage of auto renewal and trying to sneak in massive rises, hoping their customer wouldn't notice or challenge the increases. Well, they were noticed and were challenged - resulting in a small reduction for being a loyal customer. However even after the reduction, it was easy to find alternative motor insurance offering the exact same cover for well under half the price. Result? This loyal customer bought motor insurance elsewhere. Lesson? Don't let insurance companies take your loyalty for granted. Use price comparison sites and vote with your cheque book. Hopefully, SAGA will eventually get the message and start treating "loyal customers" with more respect Might then give them another chance. Reviewed on: 7th December 2017

Decent price

4
Never made a car insurance claim in my life and always shop around. This year Saga were the cheapest and £25 cashback via quidco. Can't advise how good they might be as...never made a claim! Reviewed on: 27th November 2017

Reliable

4
Reliable and helpful. Not the cheapest, but I felt what was offered was worth the price Reviewed on: 1st October 2017

Avoid saga motor insurance

1
After a driver turned right into my car I think I've spent virtually everyday on the phone to saga , I had dashcam evidence which they told me to pass on to another company, called Claimsfast , then TOWERGATE wanted the dashcam footage I said claim fast had it they said Claimsfast wouldn't give it to them , then I was told Claimsfast didn't have the video anymore, I rang Claimsfast they said they did have the footage, you are just passed from pillar to post, still not sorted out , it's a lot of "who shot John " just not true. Dreadful experience , avoid saga Reviewed on: 29th September 2017

Run of the mill

3
Reasonably easy to deal with but we found that after the first year the pricing became very uncompetitive. We have since moved on Reviewed on: 6th September 2017

Excellent service

5
I insured 2 cars with Saga and achieved brilliant value for money coupled with a low excess. I tried to insure my daughter's car as well but she is only 34 and they only insure those aged 50+ nevertheless I really liked dealing with them because there was no series of menus to go through and I was immediately connected to an advisor via an 0800 number. Good people! Reviewed on: 1st September 2017

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