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Santander: Basic Current Account reviews

3.88
Based on 287 reviews, last reviewed 22nd Nov 2024
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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3%
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12%

Latest highest rating:

4

Spoke to a real person Was so good I could speak to a real person very quickly Reviewed on: 22nd November 2024
Justin Maitland-Walker's avatar
Justin Maitland-Walker

Latest lowest rating:

1

Didn’t help me to return my stolen money . Didn’t help me to return my stolen money . I contacted them several times and was told that it was impossible because the fraudulent company actually ... Read more Reviewed on: 23rd September 2024
Svetlana G's avatar
Svetlana G

About this product

The Santander Basic Current Account is suitable for everyday banking needs. The account is designed for anyone new to the UK or with a poor credit history. Online and mobile banking options are available and account holders can withdraw fee-free cash from Santander cash machines when abroad. With Santander’s free rewards service, Basic Current Account customers can also access cashback, vouchers and prize draws.

It’s important to find the right bank account for your needs. Choosing a suitable account can become more difficult if you’re new to the country or have a poor credit rating. Learn how well Santander serves this demographic by reading our Santander Basic Current Account reviews.

Learn about existing account holders’ circumstances and why the Basic Current Account has worked for them. Find out about the sign-up process and how supportive Santander’s customer service team is. Read about the different perks available with the free rewards service. Learn more about the mobile banking app and the features it provides. Make an informed decision about your new bank account by reading our Santander Basic Current Account reviews.

If you have a Basic Current Account, share your experience with our Smart Money People community. How long have you had your account and is it your main bank account? Why did you choose the Basic Current Account and have you been satisfied so far? What’s your favourite feature of the account and is there anything you feel could be improved? Don’t forget to include any experiences you’ve had with the customer service team. Whether good or bad, write an honest Santander Basic Current Account review today. Together, we can help people like you make better financial decisions.

Santander Basic Current Account reviews (287)

Review of the Santander, Basic Current Account:

Account review

3
Not very good doesn't offer any interest Reviewed on: 11th November 2017

Good experience with Santander

4
I am happy with the way they accepted me when I first moved to the UK. Reviewed on: 22nd February 2023

Ok

3
Ok good bank to use daily and have all money paid in to this account b4 putting in to different accounts Reviewed on: 16th February 2023

Suits my purpose

5
Like the ease of this account and the mobile app is great! Reviewed on: 16th February 2023

No fuss, simple and easy.

5
Everything was simple and easy to set up. Basic account for my needs and accommodate people with bad credit rating. Reviewed on: 10th February 2023

Helpful and easy to use

5
I have been with Santander for just over 9 years now and I have always found them super reliable and always helpful when I've had a problem. Reviewed on: 8th February 2023

Great bank, very professional staff

5
Staff dealt with my problem efficiently and effectively. Website is easy to navigate Reviewed on: 2nd February 2023

Alright, I guess

3
Webpage is very unintuitive, but I'm happy that it doesn't have any running costs to have an account. Reviewed on: 1st February 2023

Serves a purpose

3
Been with them years, overdraft limit is about a third of the money that goes in every month. Wouldn't increase it when we got close to it; didn't even ask what we wanted (when £100 would've been fine). A but disappointed when the opening line of their recorded message is about customers who might be struggling. Reviewed on: 1st February 2023

Great, Basic Account

5
I needed a separate current account away from my mortgage/current account. No extras or fees but does the job. Recommended! Reviewed on: 1st February 2023

Good

5
Nice customer relations service Reviewed on: 26th January 2023

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