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Santander: Basic current account reviews

4.10
Based on 322 reviews, last reviewed 26th Mar 2026
1200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
20%
See only 3 star reviews
13%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Santander Curent bank account. Santander is always there for me and they give me a sense of belonging. Reviewed on: 26th March 2026
Johnathine 's avatar
Johnathine

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (322)

Santander Curent bank account.

5
Santander is always there for me and they give me a sense of belonging. Reviewed on: 26th March 2026

Easy - never had any issues.

5
Easy - never had any issues. Good service. Online banking works well. Visited branch once and got what I needed. My wife also has Santander and I moved across and got £200 welcome bonus which was nice. Reviewed on: 25th March 2026

Efficient Banking

4
Always had good response from enquiries. Account handled efficiently and up to date. Reviewed on: 25th March 2026

I always consistently find the customer service at S...

5
I always consistently find the customer service at Santander Bank as really very good Reviewed on: 24th March 2026

Santander in France

5
As I live in France, Santander has maintained my account despite Brexit with efficiency and good service. All calls are acknowledged by their team and their online service is second to none. Reviewed on: 23rd January 2026

A BREATH OF BANKING FRESH AIR

5
Joined Santander about 16 years ago and have never failed to be impressed. No excuses, no fudging, no hard sell - just a friendly and efficient banking service. I have had other accounts elsewhere but none as good as this Reviewed on: 23rd January 2026

Been a customer for 20 years.

4
Been a customer for 20+ years. Very little rewards for that and main reason I haven’t change my current account is admin time. However app is good and easy to use, gets regular updates, and is laid out a lot better than other major banks. Reviewed on: 23rd January 2026

A no brainer.

5
A no brainer. Make good interest on the 123 account every month. Very stable bank Reviewed on: 23rd January 2026

Easy to use

5
As banks are online more these days I find they are very easy to navigate especially for someone like me who’s not very good with technology.well set out great experience Reviewed on: 23rd January 2026

Excellent service all round

5
I have been with Santander for about 10 years now and they have been available for any issues and resolved them straight away. I completely trust them and their customer service. It is easy to recommend them Reviewed on: 23rd January 2026

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