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Santander: Basic current account reviews

Name: Basic current account
Rating: 4.28 (337 reviews)

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4.28

Based on 337 reviews, last reviewed 14th Jun 2026

44% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

20%

13%

11%

Latest highest rating:

4

Average bank, friendly staff I find the branch staff friendly Reviewed on: 14th June 2026

Latest lowest rating:

2

The current account does everything you need it too... The current account does everything you need it too the main issue is the complete lack of people available to see in branch. By the time you have com... Read more Reviewed on: 16th April 2026

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About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (337)

A BREATH OF BANKING FRESH AIR

Joined Santander about 16 years ago and have never failed to be impressed. No excuses, no fudging, no hard sell - just a friendly and efficient banking service. I have had other accounts elsewhere but none as good as this Reviewed on: 23rd January 2026

Been a customer for 20 years.

Been a customer for 20+ years. Very little rewards for that and main reason I haven’t change my current account is admin time. However app is good and easy to use, gets regular updates, and is laid out a lot better than other major banks. Reviewed on: 23rd January 2026

A no brainer.

A no brainer. Make good interest on the 123 account every month. Very stable bank Reviewed on: 23rd January 2026

Easy to use

As banks are online more these days I find they are very easy to navigate especially for someone like me who’s not very good with technology.well set out great experience Reviewed on: 23rd January 2026

Excellent service all round

I have been with Santander for about 10 years now and they have been available for any issues and resolved them straight away. I completely trust them and their customer service. It is easy to recommend them Reviewed on: 23rd January 2026

Customer for Santander over 15 plus years highly r...

Customer for Santander over 15 plus years highly recommend their account Reviewed on: 22nd January 2026

Very easy to get when I needed an extra account sett...

Very easy to get when I needed an extra account setting up, happy to help and get app set up too Reviewed on: 22nd January 2026

Great Service from Santander

Santander has a very good customer relation with everyone. Staff are also very friendly,helpful and go out of their way to oblige your every need and requirement I always highly recommend Santander to everyone. Reviewed on: 22nd January 2026

I have no problem with this bank reveie

I have no problem with this bank Reviewed on: 22nd January 2026

Standard current account for everyday purchases

Standard current account for everyday purchases Reviewed on: 3rd October 2025

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