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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (151 reviews)

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3.86

Based on 151 reviews, last reviewed 24th Aug 2024

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

46%

26%

13%

10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (151)

Review of the Santander, 123 Credit Card:

excellent rewards

getting cashback in the account is great. Reviewed on: 12th November 2017

A good card

Happy with santander, always paid off in full and had no problems Reviewed on: 18th May 2017

123 SANTANDER CREDIT CARD

The credit card is good and the facility is handy and great if you shop ta the places where they give you cash back! However the one thing that annoys me with Santander is you cannot see whats pending in you account so I often miss calculate what I have left. Reviewed on: 12th May 2017

No Problems

Have had the 123 Credit card for nearly 2 years now and haven't had any issues at all the communicate well when making changes and allow for a number for useful alerts to be put in place when nearing credit limit or for larger transactions Reviewed on: 3rd April 2017

friendly and safe

I am impressed that they do a check if there is unusual activity on the card. Always friendly and helpful Reviewed on: 12th February 2017

Cashback and extended interest free period!

Have been using this card for around 18 months, have earned a lot of cash back on my every day spending, there are changing deals on the app too so opt in for additional cash back. 48 month interest free has made this the best card to date for me. Reviewed on: 11th February 2017

Makes me free money

Very good and easy to use app on the phone and good customer service! Reviewed on: 28th January 2017

Excellent value

I've received excellent value on this account, with cashback on bills and payments Reviewed on: 20th January 2017

Cheeky

I used to love this credit card until they added a monthly charge. It has good cashback rates, but by the time you have paid the monthly charge, even the cashback doesn't make this back. As soon as my interest free period is over I will be leaving this credit card. Reviewed on: 4th January 2017

Current account

Very bad customer service, not very professional. Reviewed on: 27th December 2016

No problems, but less attractive than it was

I took out the 123 credit card on a long interest-free offer which is still running. Overall I have been very happy with it, but the increased charges and reduced cashback offer may make me look around once the interest-free term expires in a few months. Reviewed on: 24th December 2016

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