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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.94 (159 reviews)

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3.91

Based on 159 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

Statement and local branch Statement is very clear and there is a local branch if I need to speak face to face with someone. Reviewed on: 12th June 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews (159)

Review of the Santander, 123 Credit Card:

good but could be better with cashback

They could offer more cashback on spending so it's beneficial Reviewed on: 22nd April 2025

Rude customer services in Tooting Branch

Very rude customer services in Tooting… Very rude customer services in Tooting Branch. I visited with disable old person for help. She got matured bond and will like to know, They were very rude with her and say visit to other branch, Then old disable lady got identity and document, they Don't like if someone like to transfer money to other bank I did not like they don't have dignity with old disable person.Headquarter, Bank of England and The Treasury must take necessary action Reviewed on: 6th December 2019

Lucian sandu

are satisfied with their card they are great Reviewed on: 27th November 2019

Handy

My card is really handy. There are probably better cards out there now but its served next well Reviewed on: 22nd November 2019

Santander blocked account with no reason given

Santander blocked my business account for a week now, wont give valid reason. Have provided them with copies of business invoices, IDS etc. Am small one person business, cant survive without my business account. Say no timeframe to unblock! They just say underview and cant say when I can access my funds again. Am totally innocent yet being treated like a criminal. Reviewed on: 8th November 2019

Reasonable money

Good overall money rates on a variety of survices Reviewed on: 6th November 2019

Awful

Well been on phone for about 5 hours. They have this automated bitch speaking to me she’s annoying and squeaky to fuck. Like I acc care I’m waiting like I don’t know too? Anyway banks decent just shit at calls been listening to there shit music too like why do I wanna listen to Nokia ring tones? Bang some tunes on mate. Freaks Reviewed on: 27th September 2019

Great Service

The process with Santander was quick and easy. Stress-free! Reviewed on: 5th August 2019

Santander 123 Credit Card

Been using this credit card for years, for a small charge you get cash back and free international use! Perfect for me. Reviewed on: 12th May 2019

Great 1st Credit Card

It was my first credit card to help boost my score & it's been great! I get cash back on purchases like petrol & Santander have been great! Reviewed on: 1st May 2019

Great

The whole process of applying is veys simple and straight forward. It is also very easy to keep track of your money with the app. Reviewed on: 22nd April 2019

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