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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.94 (159 reviews)

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3.91

Based on 159 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

Statement and local branch Statement is very clear and there is a local branch if I need to speak face to face with someone. Reviewed on: 12th June 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews (159)

Review of the Santander, 123 Credit Card:

good but could be better with cashback

They could offer more cashback on spending so it's beneficial Reviewed on: 22nd April 2025

All as expected, a competitive offering

Good product, useful cashback. Happy customer. Customer service teams are helpful and pleasant to deal with. Reviewed on: 16th April 2019

Good account

Good account with lots of benefits, a shame that some of these have been cut and the price of the account has gone up. Big shame! Reviewed on: 15th April 2019

Highly recommend

Great experience using this card easy application and. TrAcking Reviewed on: 21st January 2019

Recomand

De calitate .de incredere si cu mare siguranta Reviewed on: 24th November 2018

Great products and service

Can't argue with the range of products Santander offer, and equally important, is the service that comes with those products. They are also explained in a clear manner. Reviewed on: 23rd November 2018

A Caring Bank

They always have time for you and help out if in financial difficulty. They help me by changing my banking options which allows me not to go overdrawn and now never end up paying banking fees. So Than you Santander. Reviewed on: 8th November 2018

good service

very good service santander :) Reviewed on: 6th November 2018

Good experience

As far as banks go (I am not a fan) this one has been very good - great customer service. Reviewed on: 4th April 2018

Perfectly good

Great having 0% interest for two years , has been useful to have and having the cash back has evened the £3 cost out a month. Reviewed on: 4th April 2018

Very good

very good, no messing about, good communication. The only thing that annoys me is that you can't change your payment date online, you have to phone and speak to an actual person Reviewed on: 4th April 2018

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