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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.2 (1239 reviews)

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4.17

Based on 1,239 reviews, last reviewed 3rd Mar 2025

600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Very reliable and banking system Very reliable and banking system Reviewed on: 3rd March 2025

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1239)

Review of the Santander, 123 Current Account (discontinued):

Good rewards, but not as high interest as in the past

Good rewards and improved banking app, but not as high interest as in the past. Reviewed on: 8th November 2018

No issues

We have no issues and this just work. Reviewed on: 31st May 2023

Long Customer

Easy, stress free, reliable. No serious perks but does the job Reviewed on: 31st May 2023

Great opening bonus and cashback.

I moved to Santander because they were offering me a great opening bonus for transferring accounts, plus cashback on my regular payments. When you deduct the cashback from the monthly fee I am always better off with this account. Reviewed on: 31st May 2023

Reliable bank, uncompetitive account

Having held this account for over 7 years, I have had no issues with the bank. However, the days when the account was competitive have long since passed and it is now bang average. Reviewed on: 31st May 2023

Good, fair honest

I was struggling to get an account but Santander enabled me to do so Reviewed on: 30th May 2023

Lifelong bank

I have been with Santander for over 15 years. I’ve only ever had one problem with them, but it was easily solved. Reviewed on: 11th May 2023

Very happy customer....

I've been a very happy customer of Santander for about the last 5 years. The staff in our local branch are really friendly and explain options very clearly. Reviewed on: 11th April 2023

Very good bank account

Nice straight forward current account, easy to setup, very good app, with nice perks like cash back and a generous switch offer Reviewed on: 11th April 2023

Changed

Sadly this company changed from like family style savings to corporate no way of speaking to mangers anymore & treated Reviewed on: 11th April 2023

Great rewards

Great rewards and cash back on spending on everyday bills and interest Reviewed on: 11th April 2023

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