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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1232 reviews)

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4.16

Based on 1,232 reviews, last reviewed 7th Feb 2025

20% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

I am satisfied with these conditions it is very ok .this revolut account i am very satisfied with this account Reviewed on: 7th February 2025

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1232)

Review of the Santander, 123 Current Account (discontinued):

Amazing!

Wanted a bank to switch to with great benefits and that also made the transaction easy and simple and Santander definitely did just that! I wanted to setup and move over my direct debits simply and quickly and with this account I gain benefits for paying bills and shopping. Reviewed on: 24th December 2016

Very good bank account

Nice straight forward current account, easy to setup, very good app, with nice perks like cash back and a generous switch offer Reviewed on: 11th April 2023

Changed

Sadly this company changed from like family style savings to corporate no way of speaking to mangers anymore & treated Reviewed on: 11th April 2023

Great rewards

Great rewards and cash back on spending on everyday bills and interest Reviewed on: 11th April 2023

Help from home

Very helpful staff working from home Reviewed on: 11th April 2023

Useful bank

I havr been with them for long time and have no complaint so far. Reviewed on: 11th April 2023

dependable reliable efficient

years of excellent service ccccccc Reviewed on: 11th April 2023

Good - but used to be better

The best thing about Santander 123 is that I get interest on my balance. There's also cashback on some items. It all add up but must be offset against the monthly fee. At the moment this is working form me but it's a close thing. Careful management needed. Reviewed on: 11th April 2023

Cashback value

had this account for some years and has enabled us to stretch funds, due to the value of the cash back received. Reviewed on: 10th April 2023

extra pocket money

each month you earn some Cashback on Direct Debit payments 1/2/3% and some interest 2% on balances up to £20.000 on your credit balance for only £4 monthly fee ( pay at least £500 into your account each month and have at least 2 active Direct Debits) - always added monthly... Reviewed on: 8th April 2023

Easy to use current account until you need to transfer a large amount

Current account is easy to use on website and the app. Only bugbear is the payment size limit and occasional disabling of account access which involves a long wait on the phone to re-enable Reviewed on: 7th April 2023

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