Write a review

Santander: Cash ISA reviews

Name: Cash ISA
Rating: 3.29 (68 reviews)

View other Santander products

3.06

Based on 68 reviews, last reviewed 19th Apr 2025

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

32%

24%

12%

26%

Latest highest rating:

5

Very helpful bank teams assisted in making the decis... Very helpful bank teams assisted in making the decisions. Reviewed on: 19th April 2025

Latest lowest rating:

1

Absolutely terrible return. Absolutely terrible return. Lost £400 over 4 year period despite other competitors making a good return. Could have made £5,200 on a cash ISA. Obvio... Read more Reviewed on: 16th March 2025

Read all reviews Write a review

About this product

Santander have a range of ISAs with a choice of fixed rates and variable rates.

The Santander Easy Access ISA needs a minimum deposit of £500 to open the account. Santander offer a one year or two year fixed rate ISA. You can manage your account via telephone banking, branch or by online and mobile banking.

Santander cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Review Santander: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander Cash ISA reviews (68)

Good Customer Service

I've had go contact Santander a few times recently, and they have always been very helpful and friendly. Reviewed on: 8th September 2016

Santander Isa - average interest rate

Ive been a customer of Santander for many years. They are an all round average bank, especially when it comes to online banking and customer service. The interest on this ISA is poor to say the least compared to similar products offered by banks. Reviewed on: 8th September 2016

Easy peasy

Customer service is fantastic friendly and informative staff. Everyone I spoke to was very helpful and helped solve my queries regarding my bank account. Reviewed on: 8th September 2016

Family friendly flexible approach but could be smarter

I absolutely love Santander and have a number of different product with them but the account I use the most is the current 123 account. However access to it via the app it easy but could be a lot smarter. For instance, there isn't a running total for the account on the app so it's impossible to see what impact a withdrawal has had on your overall sum. This is frustrating as I've not had this issue with my Halifax app or the Natwest one. I'm sure it would be a simple fix to do for the app just to make it a bit more fit for purpose. Reviewed on: 8th September 2016

Banking made simple

I was in need of two savings accounts for my children but needed to retain access. The staff in my local branch were able to help me despite not having an appointment. I now have all accounts linked via online banking and it's easy to manage and transfer funds. Reviewed on: 7th September 2016

Good customer service

I have been banking with Santander for a few years now and have had a good experience in terms of customer service whenever I have any queries or need to make changes to my accounts. It is easy to get in touch in the branch or though the phone. The 123 Current Account has provided a market leading interest rate - it's a shame that they will no longer be giving 3%. It was helpful to be notified in advance to consider the options available. Reviewed on: 6th September 2016

Regular saver

Santander offer a fairly high interest rate on their regular saver of 5%, however you can only pay in a maximum of £200 per month, which is one of the lower payment amounts for a regular saver. So the rates are good, but the opening process was painful... rather than allowing customers to open an account online, I had the option of a telephone appointment or to go into my local branch - I chose the branch option. It took half an hour, during which the poor member of staff had to read me several pages of terms and conditions, and I left with a whole ream of paperwork to read... definitely the most laborious process for opening a savings account that I've ever gone through! Reviewed on: 5th September 2016

Good, effective and polite customer service

Whenever I have an issue with anything to do with my bank account, or need any advice, the customer service in my local branch has always been polite, friendly and they have fixed any issues quickly and effectively. Reviewed on: 5th September 2016

Very good customer service.

What I have especially liked about Santander is their customer service. Any questions have been dealt with promptly and clarification always provided if I have needed it. Reviewed on: 5th September 2016

123 Light

I opened the 1-2-3 account with Santander and was happy with it until the upped the fee and lowered the interests. It was costing me to have the account so I called and they switched me to the light version which is cheaper and I still get a decent cashback rate. People on the phone are always helpful Reviewed on: 5th September 2016

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cash ISA (discontinued)
from Yorkshire Bank 4.47 from 5 reviews
Fixed Rate ISA
from Nottingham Building Society 4.92 from 127 reviews
Junior ISA
from Santander 3.20 from 2 reviews

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub