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Scottish Building Society: Savings reviews

4.82
Based on 1,750 reviews, last reviewed 29th Nov 2024
32% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

In branch service review Polite staff, patient, and everything explained clearly. Reviewed on: 29th November 2024
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Latest lowest rating:

2

Just opened up a Cash ISA. Just opened up a Cash ISA. My wife and I have quite a few ISAs and opening this account was the hardest of them all, by far! Took a week from opening ... Read more Reviewed on: 6th November 2024
Mark J's avatar
Mark J

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Scottish Building Society Savings reviews (1750)

Review of the Scottish Building Society, Savings:

Just opened up a Cash ISA.

2
Just opened up a Cash ISA. My wife and I have quite a few ISAs and opening this account was the hardest of them all, by far! Took a week from opening the account to receiving my login information so that I can move funds in. You only have 14 days in which to do so and I've already wasted a week. The service desk promised to email me the account details and never did. To transfer an existing ISA into this account you need to manually download and complete a Transfer Form and post it to them - others do this online and all completed within 24 hours! No confirmation that they received the form so I don't know if it will move across - time will tell! Another call tomorrow I think. When it did finally arrive, their account information letter is not very clear. To transfer funds in from your bank they detail 2 account numbers are required, one for the company and a unique one for your actual account. They don't make it clear which the second account number is for as it just says "Your account number". Obvious when you know the answer, but the letter could simply say "Your unique SBS account number found at the top of page 1". So their business practices seem to be as they were in the 1980s! Not impressed and wont be using them again. One positive, their interest rate is competitive. Reviewed on: 6th November 2024

Accessible, friendly, Scottish

4
I like the accessibility, branches in Scotland, direct access to the branch via telephone, staff knowing me, friendliness and helpfulness. Could be better higher interest rates. Reviewed on: 26th September 2024

Happy 90 overall

5
Initial savings rate good. Disappointed rate for new investment has dropped. Reviewed on: 26th September 2024

Very good service

5
I like my saving on passbook, I do not like online services. Reviewed on: 25th September 2024

Friendly

5
Nice, welcome and helpful branch staff. Reviewed on: 25th September 2024

Its crap and well below standard

1
Its crap and well below standard Reviewed on: 25th September 2024

Approachable, dependable, local

4
Always feel reassured that I can go into the branch, face-to-face, and ask about things. Reviewed on: 24th September 2024

Caring, respectful, friendly

5
I like the atmosphere and friendliness of the staff. Improvements could be to provide piggy banks to encourage savings. Reviewed on: 24th September 2024

Friendly, helpful, efficient

5
My experience with SBS has been characterised by first class service and support. I have found the staff in the Aberdeen office friendly, helpful and a great pleasure to do business with. They have all been excellent. Telephone assistance from main offie has also been good. (Possible longer opening hours?). Reviewed on: 23rd September 2024

Fair and reliable

5
Super friendly and helpful staff. Perhaps product rates could be more competitive?. Reviewed on: 23rd September 2024

Friendly, efficient, straightforward

5
We received very good service at the branch. We have a branch relatively locally (Glasgow and Troon) - we feel that the SBS caters for all ages and needs. We like the fact you are returning passbooks, both for ease of use and to avoid use of plastics. We are happy to be members of SBS. Reviewed on: 23rd September 2024